LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,728
−HK$6,254/mo
▼ 0.25% · 3.875%
HK$102,830
−HK$3,152/mo
Today · 4.125%
HK$105,982
baseline
▲ 0.50% · 4.625%
HK$112,430
+HK$6,448/mo
Deposit HK$21.87M · loan HK$21.87M · min. income ≈ HK$211,964/mo (50% DSR)
Upfront cash ≈ HK$23.73M (deposit + AVD stamp duty HK$1,858,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,946
−HK$5,994/mo
▼ 0.25% · 3.875%
HK$113,922
−HK$3,018/mo
Today · 4.125%
HK$116,940
baseline
▲ 0.50% · 4.625%
HK$123,105
+HK$6,165/mo
Deposit HK$21.87M · loan HK$21.87M · min. income ≈ HK$233,880/mo (50% DSR)
Upfront cash ≈ HK$23.73M (deposit + AVD stamp duty HK$1,858,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,674
−HK$7,504/mo
▼ 0.25% · 3.875%
HK$123,396
−HK$3,782/mo
Today · 4.125%
HK$127,178
baseline
▲ 0.50% · 4.625%
HK$134,917
+HK$7,739/mo
Deposit HK$17.49M · loan HK$26.24M · min. income ≈ HK$254,356/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,858,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,136
−HK$7,192/mo
▼ 0.25% · 3.875%
HK$136,706
−HK$3,622/mo
Today · 4.125%
HK$140,328
baseline
▲ 0.50% · 4.625%
HK$147,725
+HK$7,397/mo
Deposit HK$17.49M · loan HK$26.24M · min. income ≈ HK$280,656/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,858,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,619
−HK$8,755/mo
▼ 0.25% · 3.875%
HK$143,962
−HK$4,412/mo
Today · 4.125%
HK$148,374
baseline
▲ 0.50% · 4.625%
HK$157,403
+HK$9,029/mo
Deposit HK$13.12M · loan HK$30.61M · min. income ≈ HK$296,748/mo (50% DSR)
Upfront cash ≈ HK$14.98M (deposit + AVD stamp duty HK$1,858,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,325
−HK$8,392/mo
▼ 0.25% · 3.875%
HK$159,491
−HK$4,226/mo
Today · 4.125%
HK$163,717
baseline
▲ 0.50% · 4.625%
HK$172,346
+HK$8,629/mo
Deposit HK$13.12M · loan HK$30.61M · min. income ≈ HK$327,434/mo (50% DSR)
Upfront cash ≈ HK$14.98M (deposit + AVD stamp duty HK$1,858,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,510
−HK$11,257/mo
▼ 0.25% · 3.875%
HK$185,094
−HK$5,673/mo
Today · 4.125%
HK$190,767
baseline
▲ 0.50% · 4.625%
HK$202,375
+HK$11,608/mo
Deposit HK$4.37M · loan HK$39.36M · min. income ≈ HK$381,534/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,858,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,703
−HK$10,790/mo
▼ 0.25% · 3.875%
HK$205,059
−HK$5,434/mo
Today · 4.125%
HK$210,493
baseline
▲ 0.50% · 4.625%
HK$221,588
+HK$11,095/mo
Deposit HK$4.37M · loan HK$39.36M · min. income ≈ HK$420,986/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,858,755 · Scale 2, in force from 26 Feb 2026)