LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,748
−HK$6,255/mo
▼ 0.25% · 3.875%
HK$102,851
−HK$3,152/mo
Today · 4.125%
HK$106,003
baseline
▲ 0.50% · 4.625%
HK$112,453
+HK$6,450/mo
Deposit HK$21.87M · loan HK$21.87M · min. income ≈ HK$212,006/mo (50% DSR)
Upfront cash ≈ HK$23.73M (deposit + AVD stamp duty HK$1,859,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,968
−HK$5,996/mo
▼ 0.25% · 3.875%
HK$113,945
−HK$3,019/mo
Today · 4.125%
HK$116,964
baseline
▲ 0.50% · 4.625%
HK$123,129
+HK$6,165/mo
Deposit HK$21.87M · loan HK$21.87M · min. income ≈ HK$233,928/mo (50% DSR)
Upfront cash ≈ HK$23.73M (deposit + AVD stamp duty HK$1,859,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,697
−HK$7,506/mo
▼ 0.25% · 3.875%
HK$123,421
−HK$3,782/mo
Today · 4.125%
HK$127,203
baseline
▲ 0.50% · 4.625%
HK$134,943
+HK$7,740/mo
Deposit HK$17.50M · loan HK$26.25M · min. income ≈ HK$254,406/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,859,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,162
−HK$7,194/mo
▼ 0.25% · 3.875%
HK$136,733
−HK$3,623/mo
Today · 4.125%
HK$140,356
baseline
▲ 0.50% · 4.625%
HK$147,755
+HK$7,399/mo
Deposit HK$17.50M · loan HK$26.25M · min. income ≈ HK$280,712/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,859,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,647
−HK$8,757/mo
▼ 0.25% · 3.875%
HK$143,991
−HK$4,413/mo
Today · 4.125%
HK$148,404
baseline
▲ 0.50% · 4.625%
HK$157,434
+HK$9,030/mo
Deposit HK$13.12M · loan HK$30.62M · min. income ≈ HK$296,808/mo (50% DSR)
Upfront cash ≈ HK$14.98M (deposit + AVD stamp duty HK$1,859,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,356
−HK$8,393/mo
▼ 0.25% · 3.875%
HK$159,522
−HK$4,227/mo
Today · 4.125%
HK$163,749
baseline
▲ 0.50% · 4.625%
HK$172,381
+HK$8,632/mo
Deposit HK$13.12M · loan HK$30.62M · min. income ≈ HK$327,498/mo (50% DSR)
Upfront cash ≈ HK$14.98M (deposit + AVD stamp duty HK$1,859,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,546
−HK$11,259/mo
▼ 0.25% · 3.875%
HK$185,131
−HK$5,674/mo
Today · 4.125%
HK$190,805
baseline
▲ 0.50% · 4.625%
HK$202,415
+HK$11,610/mo
Deposit HK$4.37M · loan HK$39.37M · min. income ≈ HK$381,610/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,859,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,743
−HK$10,792/mo
▼ 0.25% · 3.875%
HK$205,100
−HK$5,435/mo
Today · 4.125%
HK$210,535
baseline
▲ 0.50% · 4.625%
HK$221,632
+HK$11,097/mo
Deposit HK$4.37M · loan HK$39.37M · min. income ≈ HK$421,070/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,859,125 · Scale 2, in force from 26 Feb 2026)