LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,770
−HK$6,256/mo
▼ 0.25% · 3.875%
HK$102,873
−HK$3,153/mo
Today · 4.125%
HK$106,026
baseline
▲ 0.50% · 4.625%
HK$112,478
+HK$6,452/mo
Deposit HK$21.88M · loan HK$21.88M · min. income ≈ HK$212,052/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$1,859,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,993
−HK$5,996/mo
▼ 0.25% · 3.875%
HK$113,970
−HK$3,019/mo
Today · 4.125%
HK$116,989
baseline
▲ 0.50% · 4.625%
HK$123,156
+HK$6,167/mo
Deposit HK$21.88M · loan HK$21.88M · min. income ≈ HK$233,978/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$1,859,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,724
−HK$7,507/mo
▼ 0.25% · 3.875%
HK$123,448
−HK$3,783/mo
Today · 4.125%
HK$127,231
baseline
▲ 0.50% · 4.625%
HK$134,973
+HK$7,742/mo
Deposit HK$17.50M · loan HK$26.25M · min. income ≈ HK$254,462/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,859,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,191
−HK$7,196/mo
▼ 0.25% · 3.875%
HK$136,763
−HK$3,624/mo
Today · 4.125%
HK$140,387
baseline
▲ 0.50% · 4.625%
HK$147,787
+HK$7,400/mo
Deposit HK$17.50M · loan HK$26.25M · min. income ≈ HK$280,774/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,859,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,678
−HK$8,759/mo
▼ 0.25% · 3.875%
HK$144,022
−HK$4,415/mo
Today · 4.125%
HK$148,437
baseline
▲ 0.50% · 4.625%
HK$157,469
+HK$9,032/mo
Deposit HK$13.13M · loan HK$30.63M · min. income ≈ HK$296,874/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,859,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,390
−HK$8,395/mo
▼ 0.25% · 3.875%
HK$159,557
−HK$4,228/mo
Today · 4.125%
HK$163,785
baseline
▲ 0.50% · 4.625%
HK$172,418
+HK$8,633/mo
Deposit HK$13.13M · loan HK$30.63M · min. income ≈ HK$327,570/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,859,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,585
−HK$11,262/mo
▼ 0.25% · 3.875%
HK$185,172
−HK$5,675/mo
Today · 4.125%
HK$190,847
baseline
▲ 0.50% · 4.625%
HK$202,460
+HK$11,613/mo
Deposit HK$4.38M · loan HK$39.38M · min. income ≈ HK$381,694/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,859,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,787
−HK$10,794/mo
▼ 0.25% · 3.875%
HK$205,145
−HK$5,436/mo
Today · 4.125%
HK$210,581
baseline
▲ 0.50% · 4.625%
HK$221,681
+HK$11,100/mo
Deposit HK$4.38M · loan HK$39.38M · min. income ≈ HK$421,162/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,859,533 · Scale 2, in force from 26 Feb 2026)