LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,774
−HK$6,257/mo
▼ 0.25% · 3.875%
HK$102,877
−HK$3,154/mo
Today · 4.125%
HK$106,031
baseline
▲ 0.50% · 4.625%
HK$112,482
+HK$6,451/mo
Deposit HK$21.88M · loan HK$21.88M · min. income ≈ HK$212,062/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$1,859,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,997
−HK$5,997/mo
▼ 0.25% · 3.875%
HK$113,974
−HK$3,020/mo
Today · 4.125%
HK$116,994
baseline
▲ 0.50% · 4.625%
HK$123,161
+HK$6,167/mo
Deposit HK$21.88M · loan HK$21.88M · min. income ≈ HK$233,988/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$1,859,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,729
−HK$7,508/mo
▼ 0.25% · 3.875%
HK$123,453
−HK$3,784/mo
Today · 4.125%
HK$127,237
baseline
▲ 0.50% · 4.625%
HK$134,979
+HK$7,742/mo
Deposit HK$17.50M · loan HK$26.25M · min. income ≈ HK$254,474/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,859,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,197
−HK$7,196/mo
▼ 0.25% · 3.875%
HK$136,769
−HK$3,624/mo
Today · 4.125%
HK$140,393
baseline
▲ 0.50% · 4.625%
HK$147,793
+HK$7,400/mo
Deposit HK$17.50M · loan HK$26.25M · min. income ≈ HK$280,786/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,859,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,683
−HK$8,760/mo
▼ 0.25% · 3.875%
HK$144,028
−HK$4,415/mo
Today · 4.125%
HK$148,443
baseline
▲ 0.50% · 4.625%
HK$157,475
+HK$9,032/mo
Deposit HK$13.13M · loan HK$30.63M · min. income ≈ HK$296,886/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,859,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,396
−HK$8,396/mo
▼ 0.25% · 3.875%
HK$159,564
−HK$4,228/mo
Today · 4.125%
HK$163,792
baseline
▲ 0.50% · 4.625%
HK$172,426
+HK$8,634/mo
Deposit HK$13.13M · loan HK$30.63M · min. income ≈ HK$327,584/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,859,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,593
−HK$11,262/mo
▼ 0.25% · 3.875%
HK$185,179
−HK$5,676/mo
Today · 4.125%
HK$190,855
baseline
▲ 0.50% · 4.625%
HK$202,468
+HK$11,613/mo
Deposit HK$4.38M · loan HK$39.38M · min. income ≈ HK$381,710/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,859,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,795
−HK$10,795/mo
▼ 0.25% · 3.875%
HK$205,154
−HK$5,436/mo
Today · 4.125%
HK$210,590
baseline
▲ 0.50% · 4.625%
HK$221,690
+HK$11,100/mo
Deposit HK$4.38M · loan HK$39.38M · min. income ≈ HK$421,180/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,859,610 · Scale 2, in force from 26 Feb 2026)