LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,781
−HK$6,257/mo
▼ 0.25% · 3.875%
HK$102,885
−HK$3,153/mo
Today · 4.125%
HK$106,038
baseline
▲ 0.50% · 4.625%
HK$112,490
+HK$6,452/mo
Deposit HK$21.88M · loan HK$21.88M · min. income ≈ HK$212,076/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$1,859,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,005
−HK$5,998/mo
▼ 0.25% · 3.875%
HK$113,983
−HK$3,020/mo
Today · 4.125%
HK$117,003
baseline
▲ 0.50% · 4.625%
HK$123,170
+HK$6,167/mo
Deposit HK$21.88M · loan HK$21.88M · min. income ≈ HK$234,006/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$1,859,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,737
−HK$7,509/mo
▼ 0.25% · 3.875%
HK$123,462
−HK$3,784/mo
Today · 4.125%
HK$127,246
baseline
▲ 0.50% · 4.625%
HK$134,988
+HK$7,742/mo
Deposit HK$17.50M · loan HK$26.26M · min. income ≈ HK$254,492/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,859,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,206
−HK$7,197/mo
▼ 0.25% · 3.875%
HK$136,779
−HK$3,624/mo
Today · 4.125%
HK$140,403
baseline
▲ 0.50% · 4.625%
HK$147,804
+HK$7,401/mo
Deposit HK$17.50M · loan HK$26.26M · min. income ≈ HK$280,806/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,859,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,693
−HK$8,760/mo
▼ 0.25% · 3.875%
HK$144,039
−HK$4,414/mo
Today · 4.125%
HK$148,453
baseline
▲ 0.50% · 4.625%
HK$157,486
+HK$9,033/mo
Deposit HK$13.13M · loan HK$30.63M · min. income ≈ HK$296,906/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,859,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,408
−HK$8,396/mo
▼ 0.25% · 3.875%
HK$159,576
−HK$4,228/mo
Today · 4.125%
HK$163,804
baseline
▲ 0.50% · 4.625%
HK$172,438
+HK$8,634/mo
Deposit HK$13.13M · loan HK$30.63M · min. income ≈ HK$327,608/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,859,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,606
−HK$11,263/mo
▼ 0.25% · 3.875%
HK$185,193
−HK$5,676/mo
Today · 4.125%
HK$190,869
baseline
▲ 0.50% · 4.625%
HK$202,483
+HK$11,614/mo
Deposit HK$4.38M · loan HK$39.38M · min. income ≈ HK$381,738/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,859,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,810
−HK$10,795/mo
▼ 0.25% · 3.875%
HK$205,169
−HK$5,436/mo
Today · 4.125%
HK$210,605
baseline
▲ 0.50% · 4.625%
HK$221,706
+HK$11,101/mo
Deposit HK$4.38M · loan HK$39.38M · min. income ≈ HK$421,210/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,859,745 · Scale 2, in force from 26 Feb 2026)