LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,784
−HK$6,257/mo
▼ 0.25% · 3.875%
HK$102,888
−HK$3,153/mo
Today · 4.125%
HK$106,041
baseline
▲ 0.50% · 4.625%
HK$112,494
+HK$6,453/mo
Deposit HK$21.88M · loan HK$21.88M · min. income ≈ HK$212,082/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$1,859,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,009
−HK$5,997/mo
▼ 0.25% · 3.875%
HK$113,986
−HK$3,020/mo
Today · 4.125%
HK$117,006
baseline
▲ 0.50% · 4.625%
HK$123,174
+HK$6,168/mo
Deposit HK$21.88M · loan HK$21.88M · min. income ≈ HK$234,012/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$1,859,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,741
−HK$7,509/mo
▼ 0.25% · 3.875%
HK$123,465
−HK$3,785/mo
Today · 4.125%
HK$127,250
baseline
▲ 0.50% · 4.625%
HK$134,992
+HK$7,742/mo
Deposit HK$17.50M · loan HK$26.26M · min. income ≈ HK$254,500/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,859,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,210
−HK$7,197/mo
▼ 0.25% · 3.875%
HK$136,783
−HK$3,624/mo
Today · 4.125%
HK$140,407
baseline
▲ 0.50% · 4.625%
HK$147,808
+HK$7,401/mo
Deposit HK$17.50M · loan HK$26.26M · min. income ≈ HK$280,814/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,859,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,698
−HK$8,760/mo
▼ 0.25% · 3.875%
HK$144,043
−HK$4,415/mo
Today · 4.125%
HK$148,458
baseline
▲ 0.50% · 4.625%
HK$157,491
+HK$9,033/mo
Deposit HK$13.13M · loan HK$30.63M · min. income ≈ HK$296,916/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,859,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,412
−HK$8,397/mo
▼ 0.25% · 3.875%
HK$159,580
−HK$4,229/mo
Today · 4.125%
HK$163,809
baseline
▲ 0.50% · 4.625%
HK$172,443
+HK$8,634/mo
Deposit HK$13.13M · loan HK$30.63M · min. income ≈ HK$327,618/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,859,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,611
−HK$11,263/mo
▼ 0.25% · 3.875%
HK$185,198
−HK$5,676/mo
Today · 4.125%
HK$190,874
baseline
▲ 0.50% · 4.625%
HK$202,489
+HK$11,615/mo
Deposit HK$4.38M · loan HK$39.38M · min. income ≈ HK$381,748/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,859,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,816
−HK$10,795/mo
▼ 0.25% · 3.875%
HK$205,175
−HK$5,436/mo
Today · 4.125%
HK$210,611
baseline
▲ 0.50% · 4.625%
HK$221,713
+HK$11,102/mo
Deposit HK$4.38M · loan HK$39.38M · min. income ≈ HK$421,222/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,859,800 · Scale 2, in force from 26 Feb 2026)