LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,786
−HK$6,258/mo
▼ 0.25% · 3.875%
HK$102,890
−HK$3,154/mo
Today · 4.125%
HK$106,044
baseline
▲ 0.50% · 4.625%
HK$112,496
+HK$6,452/mo
Deposit HK$21.88M · loan HK$21.88M · min. income ≈ HK$212,088/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$1,859,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,011
−HK$5,998/mo
▼ 0.25% · 3.875%
HK$113,989
−HK$3,020/mo
Today · 4.125%
HK$117,009
baseline
▲ 0.50% · 4.625%
HK$123,177
+HK$6,168/mo
Deposit HK$21.88M · loan HK$21.88M · min. income ≈ HK$234,018/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$1,859,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,744
−HK$7,509/mo
▼ 0.25% · 3.875%
HK$123,468
−HK$3,785/mo
Today · 4.125%
HK$127,253
baseline
▲ 0.50% · 4.625%
HK$134,996
+HK$7,743/mo
Deposit HK$17.50M · loan HK$26.26M · min. income ≈ HK$254,506/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,859,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,214
−HK$7,197/mo
▼ 0.25% · 3.875%
HK$136,786
−HK$3,625/mo
Today · 4.125%
HK$140,411
baseline
▲ 0.50% · 4.625%
HK$147,812
+HK$7,401/mo
Deposit HK$17.50M · loan HK$26.26M · min. income ≈ HK$280,822/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,859,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,701
−HK$8,760/mo
▼ 0.25% · 3.875%
HK$144,046
−HK$4,415/mo
Today · 4.125%
HK$148,461
baseline
▲ 0.50% · 4.625%
HK$157,495
+HK$9,034/mo
Deposit HK$13.13M · loan HK$30.63M · min. income ≈ HK$296,922/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,859,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,416
−HK$8,396/mo
▼ 0.25% · 3.875%
HK$159,584
−HK$4,228/mo
Today · 4.125%
HK$163,812
baseline
▲ 0.50% · 4.625%
HK$172,447
+HK$8,635/mo
Deposit HK$13.13M · loan HK$30.63M · min. income ≈ HK$327,624/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,859,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,615
−HK$11,264/mo
▼ 0.25% · 3.875%
HK$185,202
−HK$5,677/mo
Today · 4.125%
HK$190,879
baseline
▲ 0.50% · 4.625%
HK$202,493
+HK$11,614/mo
Deposit HK$4.38M · loan HK$39.38M · min. income ≈ HK$381,758/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,859,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,820
−HK$10,796/mo
▼ 0.25% · 3.875%
HK$205,179
−HK$5,437/mo
Today · 4.125%
HK$210,616
baseline
▲ 0.50% · 4.625%
HK$221,718
+HK$11,102/mo
Deposit HK$4.38M · loan HK$39.38M · min. income ≈ HK$421,232/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,859,843 · Scale 2, in force from 26 Feb 2026)