LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,792
−HK$6,258/mo
▼ 0.25% · 3.875%
HK$102,896
−HK$3,154/mo
Today · 4.125%
HK$106,050
baseline
▲ 0.50% · 4.625%
HK$112,503
+HK$6,453/mo
Deposit HK$21.88M · loan HK$21.88M · min. income ≈ HK$212,100/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$1,859,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,018
−HK$5,998/mo
▼ 0.25% · 3.875%
HK$113,995
−HK$3,021/mo
Today · 4.125%
HK$117,016
baseline
▲ 0.50% · 4.625%
HK$123,184
+HK$6,168/mo
Deposit HK$21.88M · loan HK$21.88M · min. income ≈ HK$234,032/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$1,859,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,751
−HK$7,509/mo
▼ 0.25% · 3.875%
HK$123,476
−HK$3,784/mo
Today · 4.125%
HK$127,260
baseline
▲ 0.50% · 4.625%
HK$135,004
+HK$7,744/mo
Deposit HK$17.51M · loan HK$26.26M · min. income ≈ HK$254,520/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,859,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,222
−HK$7,197/mo
▼ 0.25% · 3.875%
HK$136,795
−HK$3,624/mo
Today · 4.125%
HK$140,419
baseline
▲ 0.50% · 4.625%
HK$147,821
+HK$7,402/mo
Deposit HK$17.51M · loan HK$26.26M · min. income ≈ HK$280,838/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,859,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,709
−HK$8,761/mo
▼ 0.25% · 3.875%
HK$144,055
−HK$4,415/mo
Today · 4.125%
HK$148,470
baseline
▲ 0.50% · 4.625%
HK$157,504
+HK$9,034/mo
Deposit HK$13.13M · loan HK$30.63M · min. income ≈ HK$296,940/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,859,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,425
−HK$8,397/mo
▼ 0.25% · 3.875%
HK$159,594
−HK$4,228/mo
Today · 4.125%
HK$163,822
baseline
▲ 0.50% · 4.625%
HK$172,458
+HK$8,636/mo
Deposit HK$13.13M · loan HK$30.63M · min. income ≈ HK$327,644/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,859,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,626
−HK$11,264/mo
▼ 0.25% · 3.875%
HK$185,214
−HK$5,676/mo
Today · 4.125%
HK$190,890
baseline
▲ 0.50% · 4.625%
HK$202,506
+HK$11,616/mo
Deposit HK$4.38M · loan HK$39.39M · min. income ≈ HK$381,780/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,859,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,832
−HK$10,797/mo
▼ 0.25% · 3.875%
HK$205,192
−HK$5,437/mo
Today · 4.125%
HK$210,629
baseline
▲ 0.50% · 4.625%
HK$221,731
+HK$11,102/mo
Deposit HK$4.38M · loan HK$39.39M · min. income ≈ HK$421,258/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,859,956 · Scale 2, in force from 26 Feb 2026)