LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,795
−HK$6,258/mo
▼ 0.25% · 3.875%
HK$102,900
−HK$3,153/mo
Today · 4.125%
HK$106,053
baseline
▲ 0.50% · 4.625%
HK$112,507
+HK$6,454/mo
Deposit HK$21.88M · loan HK$21.88M · min. income ≈ HK$212,106/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$1,860,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,021
−HK$5,998/mo
▼ 0.25% · 3.875%
HK$113,999
−HK$3,020/mo
Today · 4.125%
HK$117,019
baseline
▲ 0.50% · 4.625%
HK$123,188
+HK$6,169/mo
Deposit HK$21.88M · loan HK$21.88M · min. income ≈ HK$234,038/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$1,860,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,754
−HK$7,510/mo
▼ 0.25% · 3.875%
HK$123,479
−HK$3,785/mo
Today · 4.125%
HK$127,264
baseline
▲ 0.50% · 4.625%
HK$135,008
+HK$7,744/mo
Deposit HK$17.51M · loan HK$26.26M · min. income ≈ HK$254,528/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,860,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,226
−HK$7,197/mo
▼ 0.25% · 3.875%
HK$136,799
−HK$3,624/mo
Today · 4.125%
HK$140,423
baseline
▲ 0.50% · 4.625%
HK$147,825
+HK$7,402/mo
Deposit HK$17.51M · loan HK$26.26M · min. income ≈ HK$280,846/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,860,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,714
−HK$8,761/mo
▼ 0.25% · 3.875%
HK$144,059
−HK$4,416/mo
Today · 4.125%
HK$148,475
baseline
▲ 0.50% · 4.625%
HK$157,509
+HK$9,034/mo
Deposit HK$13.13M · loan HK$30.64M · min. income ≈ HK$296,950/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,860,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,430
−HK$8,397/mo
▼ 0.25% · 3.875%
HK$159,598
−HK$4,229/mo
Today · 4.125%
HK$163,827
baseline
▲ 0.50% · 4.625%
HK$172,463
+HK$8,636/mo
Deposit HK$13.13M · loan HK$30.64M · min. income ≈ HK$327,654/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,860,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,632
−HK$11,264/mo
▼ 0.25% · 3.875%
HK$185,219
−HK$5,677/mo
Today · 4.125%
HK$190,896
baseline
▲ 0.50% · 4.625%
HK$202,512
+HK$11,616/mo
Deposit HK$4.38M · loan HK$39.39M · min. income ≈ HK$381,792/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,860,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,838
−HK$10,797/mo
▼ 0.25% · 3.875%
HK$205,198
−HK$5,437/mo
Today · 4.125%
HK$210,635
baseline
▲ 0.50% · 4.625%
HK$221,738
+HK$11,103/mo
Deposit HK$4.38M · loan HK$39.39M · min. income ≈ HK$421,270/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,860,012 · Scale 2, in force from 26 Feb 2026)