LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,802
−HK$6,258/mo
▼ 0.25% · 3.875%
HK$102,906
−HK$3,154/mo
Today · 4.125%
HK$106,060
baseline
▲ 0.50% · 4.625%
HK$112,514
+HK$6,454/mo
Deposit HK$21.88M · loan HK$21.88M · min. income ≈ HK$212,120/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$1,860,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,029
−HK$5,998/mo
▼ 0.25% · 3.875%
HK$114,006
−HK$3,021/mo
Today · 4.125%
HK$117,027
baseline
▲ 0.50% · 4.625%
HK$123,196
+HK$6,169/mo
Deposit HK$21.88M · loan HK$21.88M · min. income ≈ HK$234,054/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$1,860,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,762
−HK$7,510/mo
▼ 0.25% · 3.875%
HK$123,488
−HK$3,784/mo
Today · 4.125%
HK$127,272
baseline
▲ 0.50% · 4.625%
HK$135,017
+HK$7,745/mo
Deposit HK$17.51M · loan HK$26.26M · min. income ≈ HK$254,544/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,860,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,234
−HK$7,199/mo
▼ 0.25% · 3.875%
HK$136,808
−HK$3,625/mo
Today · 4.125%
HK$140,433
baseline
▲ 0.50% · 4.625%
HK$147,835
+HK$7,402/mo
Deposit HK$17.51M · loan HK$26.26M · min. income ≈ HK$280,866/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,860,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,723
−HK$8,762/mo
▼ 0.25% · 3.875%
HK$144,069
−HK$4,416/mo
Today · 4.125%
HK$148,485
baseline
▲ 0.50% · 4.625%
HK$157,520
+HK$9,035/mo
Deposit HK$13.13M · loan HK$30.64M · min. income ≈ HK$296,970/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,860,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,440
−HK$8,398/mo
▼ 0.25% · 3.875%
HK$159,609
−HK$4,229/mo
Today · 4.125%
HK$163,838
baseline
▲ 0.50% · 4.625%
HK$172,474
+HK$8,636/mo
Deposit HK$13.13M · loan HK$30.64M · min. income ≈ HK$327,676/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,860,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,644
−HK$11,265/mo
▼ 0.25% · 3.875%
HK$185,231
−HK$5,678/mo
Today · 4.125%
HK$190,909
baseline
▲ 0.50% · 4.625%
HK$202,525
+HK$11,616/mo
Deposit HK$4.38M · loan HK$39.39M · min. income ≈ HK$381,818/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,860,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,852
−HK$10,797/mo
▼ 0.25% · 3.875%
HK$205,212
−HK$5,437/mo
Today · 4.125%
HK$210,649
baseline
▲ 0.50% · 4.625%
HK$221,753
+HK$11,104/mo
Deposit HK$4.38M · loan HK$39.39M · min. income ≈ HK$421,298/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,860,135 · Scale 2, in force from 26 Feb 2026)