LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,806
−HK$6,258/mo
▼ 0.25% · 3.875%
HK$102,910
−HK$3,154/mo
Today · 4.125%
HK$106,064
baseline
▲ 0.50% · 4.625%
HK$112,518
+HK$6,454/mo
Deposit HK$21.88M · loan HK$21.88M · min. income ≈ HK$212,128/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$1,860,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,033
−HK$5,998/mo
▼ 0.25% · 3.875%
HK$114,010
−HK$3,021/mo
Today · 4.125%
HK$117,031
baseline
▲ 0.50% · 4.625%
HK$123,200
+HK$6,169/mo
Deposit HK$21.88M · loan HK$21.88M · min. income ≈ HK$234,062/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$1,860,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,767
−HK$7,510/mo
▼ 0.25% · 3.875%
HK$123,492
−HK$3,785/mo
Today · 4.125%
HK$127,277
baseline
▲ 0.50% · 4.625%
HK$135,022
+HK$7,745/mo
Deposit HK$17.51M · loan HK$26.26M · min. income ≈ HK$254,554/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,860,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,239
−HK$7,199/mo
▼ 0.25% · 3.875%
HK$136,813
−HK$3,625/mo
Today · 4.125%
HK$140,438
baseline
▲ 0.50% · 4.625%
HK$147,840
+HK$7,402/mo
Deposit HK$17.51M · loan HK$26.26M · min. income ≈ HK$280,876/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,860,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,728
−HK$8,762/mo
▼ 0.25% · 3.875%
HK$144,074
−HK$4,416/mo
Today · 4.125%
HK$148,490
baseline
▲ 0.50% · 4.625%
HK$157,525
+HK$9,035/mo
Deposit HK$13.13M · loan HK$30.64M · min. income ≈ HK$296,980/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,860,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,446
−HK$8,398/mo
▼ 0.25% · 3.875%
HK$159,615
−HK$4,229/mo
Today · 4.125%
HK$163,844
baseline
▲ 0.50% · 4.625%
HK$172,480
+HK$8,636/mo
Deposit HK$13.13M · loan HK$30.64M · min. income ≈ HK$327,688/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,860,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,650
−HK$11,266/mo
▼ 0.25% · 3.875%
HK$185,238
−HK$5,678/mo
Today · 4.125%
HK$190,916
baseline
▲ 0.50% · 4.625%
HK$202,532
+HK$11,616/mo
Deposit HK$4.38M · loan HK$39.39M · min. income ≈ HK$381,832/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,860,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,859
−HK$10,797/mo
▼ 0.25% · 3.875%
HK$205,219
−HK$5,437/mo
Today · 4.125%
HK$210,656
baseline
▲ 0.50% · 4.625%
HK$221,760
+HK$11,104/mo
Deposit HK$4.38M · loan HK$39.39M · min. income ≈ HK$421,312/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,860,201 · Scale 2, in force from 26 Feb 2026)