LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,809
−HK$6,258/mo
▼ 0.25% · 3.875%
HK$102,913
−HK$3,154/mo
Today · 4.125%
HK$106,067
baseline
▲ 0.50% · 4.625%
HK$112,521
+HK$6,454/mo
Deposit HK$21.89M · loan HK$21.89M · min. income ≈ HK$212,134/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$1,860,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,036
−HK$5,999/mo
▼ 0.25% · 3.875%
HK$114,014
−HK$3,021/mo
Today · 4.125%
HK$117,035
baseline
▲ 0.50% · 4.625%
HK$123,204
+HK$6,169/mo
Deposit HK$21.89M · loan HK$21.89M · min. income ≈ HK$234,070/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$1,860,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,770
−HK$7,511/mo
▼ 0.25% · 3.875%
HK$123,496
−HK$3,785/mo
Today · 4.125%
HK$127,281
baseline
▲ 0.50% · 4.625%
HK$135,026
+HK$7,745/mo
Deposit HK$17.51M · loan HK$26.26M · min. income ≈ HK$254,562/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,860,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,243
−HK$7,199/mo
▼ 0.25% · 3.875%
HK$136,817
−HK$3,625/mo
Today · 4.125%
HK$140,442
baseline
▲ 0.50% · 4.625%
HK$147,845
+HK$7,403/mo
Deposit HK$17.51M · loan HK$26.26M · min. income ≈ HK$280,884/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,860,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,732
−HK$8,762/mo
▼ 0.25% · 3.875%
HK$144,079
−HK$4,415/mo
Today · 4.125%
HK$148,494
baseline
▲ 0.50% · 4.625%
HK$157,530
+HK$9,036/mo
Deposit HK$13.13M · loan HK$30.64M · min. income ≈ HK$296,988/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,860,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,450
−HK$8,399/mo
▼ 0.25% · 3.875%
HK$159,620
−HK$4,229/mo
Today · 4.125%
HK$163,849
baseline
▲ 0.50% · 4.625%
HK$172,486
+HK$8,637/mo
Deposit HK$13.13M · loan HK$30.64M · min. income ≈ HK$327,698/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,860,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,655
−HK$11,266/mo
▼ 0.25% · 3.875%
HK$185,244
−HK$5,677/mo
Today · 4.125%
HK$190,921
baseline
▲ 0.50% · 4.625%
HK$202,539
+HK$11,618/mo
Deposit HK$4.38M · loan HK$39.39M · min. income ≈ HK$381,842/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,860,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,865
−HK$10,798/mo
▼ 0.25% · 3.875%
HK$205,225
−HK$5,438/mo
Today · 4.125%
HK$210,663
baseline
▲ 0.50% · 4.625%
HK$221,767
+HK$11,104/mo
Deposit HK$4.38M · loan HK$39.39M · min. income ≈ HK$421,326/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,860,259 · Scale 2, in force from 26 Feb 2026)