LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,818
−HK$6,259/mo
▼ 0.25% · 3.875%
HK$102,923
−HK$3,154/mo
Today · 4.125%
HK$106,077
baseline
▲ 0.50% · 4.625%
HK$112,532
+HK$6,455/mo
Deposit HK$21.89M · loan HK$21.89M · min. income ≈ HK$212,154/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$1,860,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,046
−HK$6,000/mo
▼ 0.25% · 3.875%
HK$114,025
−HK$3,021/mo
Today · 4.125%
HK$117,046
baseline
▲ 0.50% · 4.625%
HK$123,216
+HK$6,170/mo
Deposit HK$21.89M · loan HK$21.89M · min. income ≈ HK$234,092/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$1,860,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,782
−HK$7,511/mo
▼ 0.25% · 3.875%
HK$123,507
−HK$3,786/mo
Today · 4.125%
HK$127,293
baseline
▲ 0.50% · 4.625%
HK$135,038
+HK$7,745/mo
Deposit HK$17.51M · loan HK$26.26M · min. income ≈ HK$254,586/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,860,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,256
−HK$7,199/mo
▼ 0.25% · 3.875%
HK$136,830
−HK$3,625/mo
Today · 4.125%
HK$140,455
baseline
▲ 0.50% · 4.625%
HK$147,859
+HK$7,404/mo
Deposit HK$17.51M · loan HK$26.26M · min. income ≈ HK$280,910/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,860,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,745
−HK$8,763/mo
▼ 0.25% · 3.875%
HK$144,092
−HK$4,416/mo
Today · 4.125%
HK$148,508
baseline
▲ 0.50% · 4.625%
HK$157,545
+HK$9,037/mo
Deposit HK$13.13M · loan HK$30.64M · min. income ≈ HK$297,016/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,860,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,465
−HK$8,399/mo
▼ 0.25% · 3.875%
HK$159,635
−HK$4,229/mo
Today · 4.125%
HK$163,864
baseline
▲ 0.50% · 4.625%
HK$172,502
+HK$8,638/mo
Deposit HK$13.13M · loan HK$30.64M · min. income ≈ HK$327,728/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,860,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,672
−HK$11,267/mo
▼ 0.25% · 3.875%
HK$185,261
−HK$5,678/mo
Today · 4.125%
HK$190,939
baseline
▲ 0.50% · 4.625%
HK$202,558
+HK$11,619/mo
Deposit HK$4.38M · loan HK$39.40M · min. income ≈ HK$381,878/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,860,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,884
−HK$10,799/mo
▼ 0.25% · 3.875%
HK$205,244
−HK$5,439/mo
Today · 4.125%
HK$210,683
baseline
▲ 0.50% · 4.625%
HK$221,788
+HK$11,105/mo
Deposit HK$4.38M · loan HK$39.40M · min. income ≈ HK$421,366/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,860,433 · Scale 2, in force from 26 Feb 2026)