LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,821
−HK$6,259/mo
▼ 0.25% · 3.875%
HK$102,926
−HK$3,154/mo
Today · 4.125%
HK$106,080
baseline
▲ 0.50% · 4.625%
HK$112,535
+HK$6,455/mo
Deposit HK$21.89M · loan HK$21.89M · min. income ≈ HK$212,160/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$1,860,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,049
−HK$6,000/mo
▼ 0.25% · 3.875%
HK$114,028
−HK$3,021/mo
Today · 4.125%
HK$117,049
baseline
▲ 0.50% · 4.625%
HK$123,219
+HK$6,170/mo
Deposit HK$21.89M · loan HK$21.89M · min. income ≈ HK$234,098/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$1,860,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,785
−HK$7,511/mo
▼ 0.25% · 3.875%
HK$123,511
−HK$3,785/mo
Today · 4.125%
HK$127,296
baseline
▲ 0.50% · 4.625%
HK$135,042
+HK$7,746/mo
Deposit HK$17.51M · loan HK$26.27M · min. income ≈ HK$254,592/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,860,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,259
−HK$7,200/mo
▼ 0.25% · 3.875%
HK$136,833
−HK$3,626/mo
Today · 4.125%
HK$140,459
baseline
▲ 0.50% · 4.625%
HK$147,863
+HK$7,404/mo
Deposit HK$17.51M · loan HK$26.27M · min. income ≈ HK$280,918/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,860,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,749
−HK$8,763/mo
▼ 0.25% · 3.875%
HK$144,096
−HK$4,416/mo
Today · 4.125%
HK$148,512
baseline
▲ 0.50% · 4.625%
HK$157,549
+HK$9,037/mo
Deposit HK$13.13M · loan HK$30.64M · min. income ≈ HK$297,024/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,860,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,469
−HK$8,400/mo
▼ 0.25% · 3.875%
HK$159,639
−HK$4,230/mo
Today · 4.125%
HK$163,869
baseline
▲ 0.50% · 4.625%
HK$172,506
+HK$8,637/mo
Deposit HK$13.13M · loan HK$30.64M · min. income ≈ HK$327,738/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,860,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,677
−HK$11,267/mo
▼ 0.25% · 3.875%
HK$185,266
−HK$5,678/mo
Today · 4.125%
HK$190,944
baseline
▲ 0.50% · 4.625%
HK$202,563
+HK$11,619/mo
Deposit HK$4.38M · loan HK$39.40M · min. income ≈ HK$381,888/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,860,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,889
−HK$10,799/mo
▼ 0.25% · 3.875%
HK$205,250
−HK$5,438/mo
Today · 4.125%
HK$210,688
baseline
▲ 0.50% · 4.625%
HK$221,794
+HK$11,106/mo
Deposit HK$4.38M · loan HK$39.40M · min. income ≈ HK$421,376/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,860,482 · Scale 2, in force from 26 Feb 2026)