LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,821
−HK$6,260/mo
▼ 0.25% · 3.875%
HK$102,926
−HK$3,155/mo
Today · 4.125%
HK$106,081
baseline
▲ 0.50% · 4.625%
HK$112,536
+HK$6,455/mo
Deposit HK$21.89M · loan HK$21.89M · min. income ≈ HK$212,162/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$1,860,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,050
−HK$6,000/mo
▼ 0.25% · 3.875%
HK$114,029
−HK$3,021/mo
Today · 4.125%
HK$117,050
baseline
▲ 0.50% · 4.625%
HK$123,220
+HK$6,170/mo
Deposit HK$21.89M · loan HK$21.89M · min. income ≈ HK$234,100/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$1,860,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,786
−HK$7,511/mo
▼ 0.25% · 3.875%
HK$123,512
−HK$3,785/mo
Today · 4.125%
HK$127,297
baseline
▲ 0.50% · 4.625%
HK$135,043
+HK$7,746/mo
Deposit HK$17.51M · loan HK$26.27M · min. income ≈ HK$254,594/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,860,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,260
−HK$7,200/mo
▼ 0.25% · 3.875%
HK$136,834
−HK$3,626/mo
Today · 4.125%
HK$140,460
baseline
▲ 0.50% · 4.625%
HK$147,864
+HK$7,404/mo
Deposit HK$17.51M · loan HK$26.27M · min. income ≈ HK$280,920/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,860,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,750
−HK$8,763/mo
▼ 0.25% · 3.875%
HK$144,097
−HK$4,416/mo
Today · 4.125%
HK$148,513
baseline
▲ 0.50% · 4.625%
HK$157,550
+HK$9,037/mo
Deposit HK$13.13M · loan HK$30.64M · min. income ≈ HK$297,026/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,860,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,470
−HK$8,400/mo
▼ 0.25% · 3.875%
HK$159,640
−HK$4,230/mo
Today · 4.125%
HK$163,870
baseline
▲ 0.50% · 4.625%
HK$172,508
+HK$8,638/mo
Deposit HK$13.13M · loan HK$30.64M · min. income ≈ HK$327,740/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,860,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,678
−HK$11,268/mo
▼ 0.25% · 3.875%
HK$185,267
−HK$5,679/mo
Today · 4.125%
HK$190,946
baseline
▲ 0.50% · 4.625%
HK$202,564
+HK$11,618/mo
Deposit HK$4.38M · loan HK$39.40M · min. income ≈ HK$381,892/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,860,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,890
−HK$10,800/mo
▼ 0.25% · 3.875%
HK$205,251
−HK$5,439/mo
Today · 4.125%
HK$210,690
baseline
▲ 0.50% · 4.625%
HK$221,796
+HK$11,106/mo
Deposit HK$4.38M · loan HK$39.40M · min. income ≈ HK$421,380/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,860,496 · Scale 2, in force from 26 Feb 2026)