LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,823
−HK$6,260/mo
▼ 0.25% · 3.875%
HK$102,928
−HK$3,155/mo
Today · 4.125%
HK$106,083
baseline
▲ 0.50% · 4.625%
HK$112,538
+HK$6,455/mo
Deposit HK$21.89M · loan HK$21.89M · min. income ≈ HK$212,166/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$1,860,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,052
−HK$6,000/mo
▼ 0.25% · 3.875%
HK$114,030
−HK$3,022/mo
Today · 4.125%
HK$117,052
baseline
▲ 0.50% · 4.625%
HK$123,222
+HK$6,170/mo
Deposit HK$21.89M · loan HK$21.89M · min. income ≈ HK$234,104/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$1,860,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,788
−HK$7,511/mo
▼ 0.25% · 3.875%
HK$123,514
−HK$3,785/mo
Today · 4.125%
HK$127,299
baseline
▲ 0.50% · 4.625%
HK$135,045
+HK$7,746/mo
Deposit HK$17.51M · loan HK$26.27M · min. income ≈ HK$254,598/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,860,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,262
−HK$7,200/mo
▼ 0.25% · 3.875%
HK$136,836
−HK$3,626/mo
Today · 4.125%
HK$140,462
baseline
▲ 0.50% · 4.625%
HK$147,866
+HK$7,404/mo
Deposit HK$17.51M · loan HK$26.27M · min. income ≈ HK$280,924/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,860,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,752
−HK$8,764/mo
▼ 0.25% · 3.875%
HK$144,099
−HK$4,417/mo
Today · 4.125%
HK$148,516
baseline
▲ 0.50% · 4.625%
HK$157,553
+HK$9,037/mo
Deposit HK$13.13M · loan HK$30.64M · min. income ≈ HK$297,032/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,860,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,473
−HK$8,400/mo
▼ 0.25% · 3.875%
HK$159,643
−HK$4,230/mo
Today · 4.125%
HK$163,873
baseline
▲ 0.50% · 4.625%
HK$172,511
+HK$8,638/mo
Deposit HK$13.13M · loan HK$30.64M · min. income ≈ HK$327,746/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,860,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,681
−HK$11,268/mo
▼ 0.25% · 3.875%
HK$185,270
−HK$5,679/mo
Today · 4.125%
HK$190,949
baseline
▲ 0.50% · 4.625%
HK$202,568
+HK$11,619/mo
Deposit HK$4.38M · loan HK$39.40M · min. income ≈ HK$381,898/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,860,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,894
−HK$10,799/mo
▼ 0.25% · 3.875%
HK$205,255
−HK$5,438/mo
Today · 4.125%
HK$210,693
baseline
▲ 0.50% · 4.625%
HK$221,799
+HK$11,106/mo
Deposit HK$4.38M · loan HK$39.40M · min. income ≈ HK$421,386/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,860,526 · Scale 2, in force from 26 Feb 2026)