LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,826
−HK$6,260/mo
▼ 0.25% · 3.875%
HK$102,932
−HK$3,154/mo
Today · 4.125%
HK$106,086
baseline
▲ 0.50% · 4.625%
HK$112,541
+HK$6,455/mo
Deposit HK$21.89M · loan HK$21.89M · min. income ≈ HK$212,172/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$1,860,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,056
−HK$6,000/mo
▼ 0.25% · 3.875%
HK$114,034
−HK$3,022/mo
Today · 4.125%
HK$117,056
baseline
▲ 0.50% · 4.625%
HK$123,226
+HK$6,170/mo
Deposit HK$21.89M · loan HK$21.89M · min. income ≈ HK$234,112/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$1,860,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,792
−HK$7,512/mo
▼ 0.25% · 3.875%
HK$123,518
−HK$3,786/mo
Today · 4.125%
HK$127,304
baseline
▲ 0.50% · 4.625%
HK$135,050
+HK$7,746/mo
Deposit HK$17.51M · loan HK$26.27M · min. income ≈ HK$254,608/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,860,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,267
−HK$7,200/mo
▼ 0.25% · 3.875%
HK$136,841
−HK$3,626/mo
Today · 4.125%
HK$140,467
baseline
▲ 0.50% · 4.625%
HK$147,871
+HK$7,404/mo
Deposit HK$17.51M · loan HK$26.27M · min. income ≈ HK$280,934/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,860,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,757
−HK$8,764/mo
▼ 0.25% · 3.875%
HK$144,104
−HK$4,417/mo
Today · 4.125%
HK$148,521
baseline
▲ 0.50% · 4.625%
HK$157,558
+HK$9,037/mo
Deposit HK$13.13M · loan HK$30.64M · min. income ≈ HK$297,042/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,860,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,478
−HK$8,400/mo
▼ 0.25% · 3.875%
HK$159,648
−HK$4,230/mo
Today · 4.125%
HK$163,878
baseline
▲ 0.50% · 4.625%
HK$172,516
+HK$8,638/mo
Deposit HK$13.13M · loan HK$30.64M · min. income ≈ HK$327,756/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,860,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,687
−HK$11,268/mo
▼ 0.25% · 3.875%
HK$185,277
−HK$5,678/mo
Today · 4.125%
HK$190,955
baseline
▲ 0.50% · 4.625%
HK$202,575
+HK$11,620/mo
Deposit HK$4.38M · loan HK$39.40M · min. income ≈ HK$381,910/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,860,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,900
−HK$10,800/mo
▼ 0.25% · 3.875%
HK$205,262
−HK$5,438/mo
Today · 4.125%
HK$210,700
baseline
▲ 0.50% · 4.625%
HK$221,807
+HK$11,107/mo
Deposit HK$4.38M · loan HK$39.40M · min. income ≈ HK$421,400/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,860,589 · Scale 2, in force from 26 Feb 2026)