LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,829
−HK$6,260/mo
▼ 0.25% · 3.875%
HK$102,934
−HK$3,155/mo
Today · 4.125%
HK$106,089
baseline
▲ 0.50% · 4.625%
HK$112,544
+HK$6,455/mo
Deposit HK$21.89M · loan HK$21.89M · min. income ≈ HK$212,178/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$1,860,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,059
−HK$6,000/mo
▼ 0.25% · 3.875%
HK$114,037
−HK$3,022/mo
Today · 4.125%
HK$117,059
baseline
▲ 0.50% · 4.625%
HK$123,229
+HK$6,170/mo
Deposit HK$21.89M · loan HK$21.89M · min. income ≈ HK$234,118/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$1,860,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,795
−HK$7,512/mo
▼ 0.25% · 3.875%
HK$123,521
−HK$3,786/mo
Today · 4.125%
HK$127,307
baseline
▲ 0.50% · 4.625%
HK$135,053
+HK$7,746/mo
Deposit HK$17.51M · loan HK$26.27M · min. income ≈ HK$254,614/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,860,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,270
−HK$7,200/mo
▼ 0.25% · 3.875%
HK$136,845
−HK$3,625/mo
Today · 4.125%
HK$140,470
baseline
▲ 0.50% · 4.625%
HK$147,875
+HK$7,405/mo
Deposit HK$17.51M · loan HK$26.27M · min. income ≈ HK$280,940/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,860,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,760
−HK$8,765/mo
▼ 0.25% · 3.875%
HK$144,108
−HK$4,417/mo
Today · 4.125%
HK$148,525
baseline
▲ 0.50% · 4.625%
HK$157,562
+HK$9,037/mo
Deposit HK$13.13M · loan HK$30.65M · min. income ≈ HK$297,050/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,860,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,482
−HK$8,400/mo
▼ 0.25% · 3.875%
HK$159,652
−HK$4,230/mo
Today · 4.125%
HK$163,882
baseline
▲ 0.50% · 4.625%
HK$172,521
+HK$8,639/mo
Deposit HK$13.13M · loan HK$30.65M · min. income ≈ HK$327,764/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,860,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,692
−HK$11,268/mo
▼ 0.25% · 3.875%
HK$185,281
−HK$5,679/mo
Today · 4.125%
HK$190,960
baseline
▲ 0.50% · 4.625%
HK$202,580
+HK$11,620/mo
Deposit HK$4.38M · loan HK$39.40M · min. income ≈ HK$381,920/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,860,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,905
−HK$10,801/mo
▼ 0.25% · 3.875%
HK$205,267
−HK$5,439/mo
Today · 4.125%
HK$210,706
baseline
▲ 0.50% · 4.625%
HK$221,812
+HK$11,106/mo
Deposit HK$4.38M · loan HK$39.40M · min. income ≈ HK$421,412/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,860,636 · Scale 2, in force from 26 Feb 2026)