LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,831
−HK$6,261/mo
▼ 0.25% · 3.875%
HK$102,937
−HK$3,155/mo
Today · 4.125%
HK$106,092
baseline
▲ 0.50% · 4.625%
HK$112,547
+HK$6,455/mo
Deposit HK$21.89M · loan HK$21.89M · min. income ≈ HK$212,184/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$1,860,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,061
−HK$6,001/mo
▼ 0.25% · 3.875%
HK$114,040
−HK$3,022/mo
Today · 4.125%
HK$117,062
baseline
▲ 0.50% · 4.625%
HK$123,232
+HK$6,170/mo
Deposit HK$21.89M · loan HK$21.89M · min. income ≈ HK$234,124/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$1,860,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,798
−HK$7,512/mo
▼ 0.25% · 3.875%
HK$123,524
−HK$3,786/mo
Today · 4.125%
HK$127,310
baseline
▲ 0.50% · 4.625%
HK$135,057
+HK$7,747/mo
Deposit HK$17.51M · loan HK$26.27M · min. income ≈ HK$254,620/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,860,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,274
−HK$7,200/mo
▼ 0.25% · 3.875%
HK$136,848
−HK$3,626/mo
Today · 4.125%
HK$140,474
baseline
▲ 0.50% · 4.625%
HK$147,879
+HK$7,405/mo
Deposit HK$17.51M · loan HK$26.27M · min. income ≈ HK$280,948/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,860,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,764
−HK$8,764/mo
▼ 0.25% · 3.875%
HK$144,111
−HK$4,417/mo
Today · 4.125%
HK$148,528
baseline
▲ 0.50% · 4.625%
HK$157,566
+HK$9,038/mo
Deposit HK$13.13M · loan HK$30.65M · min. income ≈ HK$297,056/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,860,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,486
−HK$8,400/mo
▼ 0.25% · 3.875%
HK$159,656
−HK$4,230/mo
Today · 4.125%
HK$163,886
baseline
▲ 0.50% · 4.625%
HK$172,525
+HK$8,639/mo
Deposit HK$13.13M · loan HK$30.65M · min. income ≈ HK$327,772/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,860,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,697
−HK$11,268/mo
▼ 0.25% · 3.875%
HK$185,286
−HK$5,679/mo
Today · 4.125%
HK$190,965
baseline
▲ 0.50% · 4.625%
HK$202,585
+HK$11,620/mo
Deposit HK$4.38M · loan HK$39.40M · min. income ≈ HK$381,930/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,860,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,911
−HK$10,800/mo
▼ 0.25% · 3.875%
HK$205,272
−HK$5,439/mo
Today · 4.125%
HK$210,711
baseline
▲ 0.50% · 4.625%
HK$221,818
+HK$11,107/mo
Deposit HK$4.38M · loan HK$39.40M · min. income ≈ HK$421,422/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,860,684 · Scale 2, in force from 26 Feb 2026)