LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,833
−HK$6,261/mo
▼ 0.25% · 3.875%
HK$102,938
−HK$3,156/mo
Today · 4.125%
HK$106,094
baseline
▲ 0.50% · 4.625%
HK$112,549
+HK$6,455/mo
Deposit HK$21.89M · loan HK$21.89M · min. income ≈ HK$212,188/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$1,860,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,063
−HK$6,001/mo
▼ 0.25% · 3.875%
HK$114,042
−HK$3,022/mo
Today · 4.125%
HK$117,064
baseline
▲ 0.50% · 4.625%
HK$123,234
+HK$6,170/mo
Deposit HK$21.89M · loan HK$21.89M · min. income ≈ HK$234,128/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$1,860,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,800
−HK$7,512/mo
▼ 0.25% · 3.875%
HK$123,526
−HK$3,786/mo
Today · 4.125%
HK$127,312
baseline
▲ 0.50% · 4.625%
HK$135,059
+HK$7,747/mo
Deposit HK$17.51M · loan HK$26.27M · min. income ≈ HK$254,624/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,860,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,276
−HK$7,200/mo
▼ 0.25% · 3.875%
HK$136,850
−HK$3,626/mo
Today · 4.125%
HK$140,476
baseline
▲ 0.50% · 4.625%
HK$147,881
+HK$7,405/mo
Deposit HK$17.51M · loan HK$26.27M · min. income ≈ HK$280,952/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,860,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,766
−HK$8,765/mo
▼ 0.25% · 3.875%
HK$144,114
−HK$4,417/mo
Today · 4.125%
HK$148,531
baseline
▲ 0.50% · 4.625%
HK$157,569
+HK$9,038/mo
Deposit HK$13.13M · loan HK$30.65M · min. income ≈ HK$297,062/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,860,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,489
−HK$8,400/mo
▼ 0.25% · 3.875%
HK$159,659
−HK$4,230/mo
Today · 4.125%
HK$163,889
baseline
▲ 0.50% · 4.625%
HK$172,528
+HK$8,639/mo
Deposit HK$13.13M · loan HK$30.65M · min. income ≈ HK$327,778/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,860,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,700
−HK$11,268/mo
▼ 0.25% · 3.875%
HK$185,289
−HK$5,679/mo
Today · 4.125%
HK$190,968
baseline
▲ 0.50% · 4.625%
HK$202,588
+HK$11,620/mo
Deposit HK$4.38M · loan HK$39.40M · min. income ≈ HK$381,936/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,860,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,914
−HK$10,801/mo
▼ 0.25% · 3.875%
HK$205,276
−HK$5,439/mo
Today · 4.125%
HK$210,715
baseline
▲ 0.50% · 4.625%
HK$221,822
+HK$11,107/mo
Deposit HK$4.38M · loan HK$39.40M · min. income ≈ HK$421,430/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,860,715 · Scale 2, in force from 26 Feb 2026)