LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,849
−HK$6,261/mo
▼ 0.25% · 3.875%
HK$102,954
−HK$3,156/mo
Today · 4.125%
HK$106,110
baseline
▲ 0.50% · 4.625%
HK$112,566
+HK$6,456/mo
Deposit HK$21.89M · loan HK$21.89M · min. income ≈ HK$212,220/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$1,861,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,080
−HK$6,002/mo
▼ 0.25% · 3.875%
HK$114,060
−HK$3,022/mo
Today · 4.125%
HK$117,082
baseline
▲ 0.50% · 4.625%
HK$123,253
+HK$6,171/mo
Deposit HK$21.89M · loan HK$21.89M · min. income ≈ HK$234,164/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$1,861,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,818
−HK$7,514/mo
▼ 0.25% · 3.875%
HK$123,545
−HK$3,787/mo
Today · 4.125%
HK$127,332
baseline
▲ 0.50% · 4.625%
HK$135,080
+HK$7,748/mo
Deposit HK$17.52M · loan HK$26.27M · min. income ≈ HK$254,664/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,861,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,297
−HK$7,201/mo
▼ 0.25% · 3.875%
HK$136,871
−HK$3,627/mo
Today · 4.125%
HK$140,498
baseline
▲ 0.50% · 4.625%
HK$147,904
+HK$7,406/mo
Deposit HK$17.52M · loan HK$26.27M · min. income ≈ HK$280,996/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,861,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,788
−HK$8,766/mo
▼ 0.25% · 3.875%
HK$144,136
−HK$4,418/mo
Today · 4.125%
HK$148,554
baseline
▲ 0.50% · 4.625%
HK$157,593
+HK$9,039/mo
Deposit HK$13.14M · loan HK$30.65M · min. income ≈ HK$297,108/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,861,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,513
−HK$8,402/mo
▼ 0.25% · 3.875%
HK$159,683
−HK$4,232/mo
Today · 4.125%
HK$163,915
baseline
▲ 0.50% · 4.625%
HK$172,555
+HK$8,640/mo
Deposit HK$13.14M · loan HK$30.65M · min. income ≈ HK$327,830/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,861,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,727
−HK$11,271/mo
▼ 0.25% · 3.875%
HK$185,318
−HK$5,680/mo
Today · 4.125%
HK$190,998
baseline
▲ 0.50% · 4.625%
HK$202,620
+HK$11,622/mo
Deposit HK$4.38M · loan HK$39.41M · min. income ≈ HK$381,996/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,861,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,945
−HK$10,802/mo
▼ 0.25% · 3.875%
HK$205,307
−HK$5,440/mo
Today · 4.125%
HK$210,747
baseline
▲ 0.50% · 4.625%
HK$221,856
+HK$11,109/mo
Deposit HK$4.38M · loan HK$39.41M · min. income ≈ HK$421,494/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,861,002 · Scale 2, in force from 26 Feb 2026)