LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,852
−HK$6,261/mo
▼ 0.25% · 3.875%
HK$102,957
−HK$3,156/mo
Today · 4.125%
HK$106,113
baseline
▲ 0.50% · 4.625%
HK$112,570
+HK$6,457/mo
Deposit HK$21.89M · loan HK$21.89M · min. income ≈ HK$212,226/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$1,861,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,084
−HK$6,001/mo
▼ 0.25% · 3.875%
HK$114,063
−HK$3,022/mo
Today · 4.125%
HK$117,085
baseline
▲ 0.50% · 4.625%
HK$123,257
+HK$6,172/mo
Deposit HK$21.89M · loan HK$21.89M · min. income ≈ HK$234,170/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$1,861,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,822
−HK$7,514/mo
▼ 0.25% · 3.875%
HK$123,549
−HK$3,787/mo
Today · 4.125%
HK$127,336
baseline
▲ 0.50% · 4.625%
HK$135,084
+HK$7,748/mo
Deposit HK$17.52M · loan HK$26.27M · min. income ≈ HK$254,672/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,861,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,301
−HK$7,201/mo
▼ 0.25% · 3.875%
HK$136,876
−HK$3,626/mo
Today · 4.125%
HK$140,502
baseline
▲ 0.50% · 4.625%
HK$147,909
+HK$7,407/mo
Deposit HK$17.52M · loan HK$26.27M · min. income ≈ HK$281,004/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,861,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,792
−HK$8,766/mo
▼ 0.25% · 3.875%
HK$144,140
−HK$4,418/mo
Today · 4.125%
HK$148,558
baseline
▲ 0.50% · 4.625%
HK$157,598
+HK$9,040/mo
Deposit HK$13.14M · loan HK$30.65M · min. income ≈ HK$297,116/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,861,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,517
−HK$8,402/mo
▼ 0.25% · 3.875%
HK$159,688
−HK$4,231/mo
Today · 4.125%
HK$163,919
baseline
▲ 0.50% · 4.625%
HK$172,560
+HK$8,641/mo
Deposit HK$13.14M · loan HK$30.65M · min. income ≈ HK$327,838/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,861,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,733
−HK$11,271/mo
▼ 0.25% · 3.875%
HK$185,323
−HK$5,681/mo
Today · 4.125%
HK$191,004
baseline
▲ 0.50% · 4.625%
HK$202,626
+HK$11,622/mo
Deposit HK$4.38M · loan HK$39.41M · min. income ≈ HK$382,008/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,861,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,951
−HK$10,803/mo
▼ 0.25% · 3.875%
HK$205,313
−HK$5,441/mo
Today · 4.125%
HK$210,754
baseline
▲ 0.50% · 4.625%
HK$221,863
+HK$11,109/mo
Deposit HK$4.38M · loan HK$39.41M · min. income ≈ HK$421,508/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,861,059 · Scale 2, in force from 26 Feb 2026)