LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,854
−HK$6,262/mo
▼ 0.25% · 3.875%
HK$102,960
−HK$3,156/mo
Today · 4.125%
HK$106,116
baseline
▲ 0.50% · 4.625%
HK$112,573
+HK$6,457/mo
Deposit HK$21.90M · loan HK$21.90M · min. income ≈ HK$212,232/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$1,861,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,087
−HK$6,001/mo
▼ 0.25% · 3.875%
HK$114,066
−HK$3,022/mo
Today · 4.125%
HK$117,088
baseline
▲ 0.50% · 4.625%
HK$123,260
+HK$6,172/mo
Deposit HK$21.90M · loan HK$21.90M · min. income ≈ HK$234,176/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$1,861,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,825
−HK$7,514/mo
▼ 0.25% · 3.875%
HK$123,552
−HK$3,787/mo
Today · 4.125%
HK$127,339
baseline
▲ 0.50% · 4.625%
HK$135,087
+HK$7,748/mo
Deposit HK$17.52M · loan HK$26.27M · min. income ≈ HK$254,678/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,861,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,304
−HK$7,202/mo
▼ 0.25% · 3.875%
HK$136,879
−HK$3,627/mo
Today · 4.125%
HK$140,506
baseline
▲ 0.50% · 4.625%
HK$147,912
+HK$7,406/mo
Deposit HK$17.52M · loan HK$26.27M · min. income ≈ HK$281,012/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,861,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,796
−HK$8,766/mo
▼ 0.25% · 3.875%
HK$144,144
−HK$4,418/mo
Today · 4.125%
HK$148,562
baseline
▲ 0.50% · 4.625%
HK$157,602
+HK$9,040/mo
Deposit HK$13.14M · loan HK$30.65M · min. income ≈ HK$297,124/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,861,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,521
−HK$8,402/mo
▼ 0.25% · 3.875%
HK$159,692
−HK$4,231/mo
Today · 4.125%
HK$163,923
baseline
▲ 0.50% · 4.625%
HK$172,564
+HK$8,641/mo
Deposit HK$13.14M · loan HK$30.65M · min. income ≈ HK$327,846/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,861,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,737
−HK$11,271/mo
▼ 0.25% · 3.875%
HK$185,328
−HK$5,680/mo
Today · 4.125%
HK$191,008
baseline
▲ 0.50% · 4.625%
HK$202,631
+HK$11,623/mo
Deposit HK$4.38M · loan HK$39.41M · min. income ≈ HK$382,016/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,861,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,956
−HK$10,803/mo
▼ 0.25% · 3.875%
HK$205,318
−HK$5,441/mo
Today · 4.125%
HK$210,759
baseline
▲ 0.50% · 4.625%
HK$221,868
+HK$11,109/mo
Deposit HK$4.38M · loan HK$39.41M · min. income ≈ HK$421,518/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,861,104 · Scale 2, in force from 26 Feb 2026)