LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,986
−HK$627/mo
▼ 0.25% · 3.875%
HK$10,297
−HK$316/mo
Today · 4.125%
HK$10,613
baseline
▲ 0.50% · 4.625%
HK$11,258
+HK$645/mo
Deposit HK$2.19M · loan HK$2.19M · min. income ≈ HK$21,226/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$65,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,110
−HK$600/mo
▼ 0.25% · 3.875%
HK$11,408
−HK$302/mo
Today · 4.125%
HK$11,710
baseline
▲ 0.50% · 4.625%
HK$12,327
+HK$617/mo
Deposit HK$2.19M · loan HK$2.19M · min. income ≈ HK$23,420/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$65,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,984
−HK$751/mo
▼ 0.25% · 3.875%
HK$12,356
−HK$379/mo
Today · 4.125%
HK$12,735
baseline
▲ 0.50% · 4.625%
HK$13,510
+HK$775/mo
Deposit HK$1.75M · loan HK$2.63M · min. income ≈ HK$25,470/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$65,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,332
−HK$720/mo
▼ 0.25% · 3.875%
HK$13,689
−HK$363/mo
Today · 4.125%
HK$14,052
baseline
▲ 0.50% · 4.625%
HK$14,793
+HK$741/mo
Deposit HK$1.75M · loan HK$2.63M · min. income ≈ HK$28,104/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$65,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,981
−HK$877/mo
▼ 0.25% · 3.875%
HK$14,416
−HK$442/mo
Today · 4.125%
HK$14,858
baseline
▲ 0.50% · 4.625%
HK$15,762
+HK$904/mo
Deposit HK$1.31M · loan HK$3.07M · min. income ≈ HK$29,716/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$65,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,554
−HK$840/mo
▼ 0.25% · 3.875%
HK$15,971
−HK$423/mo
Today · 4.125%
HK$16,394
baseline
▲ 0.50% · 4.625%
HK$17,258
+HK$864/mo
Deposit HK$1.31M · loan HK$3.07M · min. income ≈ HK$32,788/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$65,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,975
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,535
−HK$568/mo
Today · 4.125%
HK$19,103
baseline
▲ 0.50% · 4.625%
HK$20,265
+HK$1,162/mo
Deposit HK$438K · loan HK$3.94M · min. income ≈ HK$38,206/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$65,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,998
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$20,534
−HK$544/mo
Today · 4.125%
HK$21,078
baseline
▲ 0.50% · 4.625%
HK$22,189
+HK$1,111/mo
Deposit HK$438K · loan HK$3.94M · min. income ≈ HK$42,156/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$65,693 · Scale 2, in force from 26 Feb 2026)