LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,872
−HK$6,263/mo
▼ 0.25% · 3.875%
HK$102,979
−HK$3,156/mo
Today · 4.125%
HK$106,135
baseline
▲ 0.50% · 4.625%
HK$112,593
+HK$6,458/mo
Deposit HK$21.90M · loan HK$21.90M · min. income ≈ HK$212,270/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$1,861,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,107
−HK$6,002/mo
▼ 0.25% · 3.875%
HK$114,087
−HK$3,022/mo
Today · 4.125%
HK$117,109
baseline
▲ 0.50% · 4.625%
HK$123,282
+HK$6,173/mo
Deposit HK$21.90M · loan HK$21.90M · min. income ≈ HK$234,218/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$1,861,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,847
−HK$7,515/mo
▼ 0.25% · 3.875%
HK$123,574
−HK$3,788/mo
Today · 4.125%
HK$127,362
baseline
▲ 0.50% · 4.625%
HK$135,112
+HK$7,750/mo
Deposit HK$17.52M · loan HK$26.28M · min. income ≈ HK$254,724/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,861,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,328
−HK$7,203/mo
▼ 0.25% · 3.875%
HK$136,904
−HK$3,627/mo
Today · 4.125%
HK$140,531
baseline
▲ 0.50% · 4.625%
HK$147,939
+HK$7,408/mo
Deposit HK$17.52M · loan HK$26.28M · min. income ≈ HK$281,062/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,861,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,821
−HK$8,768/mo
▼ 0.25% · 3.875%
HK$144,170
−HK$4,419/mo
Today · 4.125%
HK$148,589
baseline
▲ 0.50% · 4.625%
HK$157,630
+HK$9,041/mo
Deposit HK$13.14M · loan HK$30.66M · min. income ≈ HK$297,178/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,861,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,549
−HK$8,404/mo
▼ 0.25% · 3.875%
HK$159,721
−HK$4,232/mo
Today · 4.125%
HK$163,953
baseline
▲ 0.50% · 4.625%
HK$172,595
+HK$8,642/mo
Deposit HK$13.14M · loan HK$30.66M · min. income ≈ HK$327,906/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,861,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,770
−HK$11,273/mo
▼ 0.25% · 3.875%
HK$185,362
−HK$5,681/mo
Today · 4.125%
HK$191,043
baseline
▲ 0.50% · 4.625%
HK$202,667
+HK$11,624/mo
Deposit HK$4.38M · loan HK$39.42M · min. income ≈ HK$382,086/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,861,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,992
−HK$10,805/mo
▼ 0.25% · 3.875%
HK$205,356
−HK$5,441/mo
Today · 4.125%
HK$210,797
baseline
▲ 0.50% · 4.625%
HK$221,908
+HK$11,111/mo
Deposit HK$4.38M · loan HK$39.42M · min. income ≈ HK$421,594/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,861,442 · Scale 2, in force from 26 Feb 2026)