LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,873
−HK$6,262/mo
▼ 0.25% · 3.875%
HK$102,979
−HK$3,156/mo
Today · 4.125%
HK$106,135
baseline
▲ 0.50% · 4.625%
HK$112,594
+HK$6,459/mo
Deposit HK$21.90M · loan HK$21.90M · min. income ≈ HK$212,270/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$1,861,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,107
−HK$6,003/mo
▼ 0.25% · 3.875%
HK$114,087
−HK$3,023/mo
Today · 4.125%
HK$117,110
baseline
▲ 0.50% · 4.625%
HK$123,283
+HK$6,173/mo
Deposit HK$21.90M · loan HK$21.90M · min. income ≈ HK$234,220/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$1,861,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,847
−HK$7,516/mo
▼ 0.25% · 3.875%
HK$123,575
−HK$3,788/mo
Today · 4.125%
HK$127,363
baseline
▲ 0.50% · 4.625%
HK$135,112
+HK$7,749/mo
Deposit HK$17.52M · loan HK$26.28M · min. income ≈ HK$254,726/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,861,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,329
−HK$7,203/mo
▼ 0.25% · 3.875%
HK$136,904
−HK$3,628/mo
Today · 4.125%
HK$140,532
baseline
▲ 0.50% · 4.625%
HK$147,940
+HK$7,408/mo
Deposit HK$17.52M · loan HK$26.28M · min. income ≈ HK$281,064/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,861,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,822
−HK$8,768/mo
▼ 0.25% · 3.875%
HK$144,171
−HK$4,419/mo
Today · 4.125%
HK$148,590
baseline
▲ 0.50% · 4.625%
HK$157,631
+HK$9,041/mo
Deposit HK$13.14M · loan HK$30.66M · min. income ≈ HK$297,180/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,861,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,550
−HK$8,404/mo
▼ 0.25% · 3.875%
HK$159,722
−HK$4,232/mo
Today · 4.125%
HK$163,954
baseline
▲ 0.50% · 4.625%
HK$172,596
+HK$8,642/mo
Deposit HK$13.14M · loan HK$30.66M · min. income ≈ HK$327,908/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,861,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,771
−HK$11,273/mo
▼ 0.25% · 3.875%
HK$185,362
−HK$5,682/mo
Today · 4.125%
HK$191,044
baseline
▲ 0.50% · 4.625%
HK$202,668
+HK$11,624/mo
Deposit HK$4.38M · loan HK$39.42M · min. income ≈ HK$382,088/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,861,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,993
−HK$10,805/mo
▼ 0.25% · 3.875%
HK$205,357
−HK$5,441/mo
Today · 4.125%
HK$210,798
baseline
▲ 0.50% · 4.625%
HK$221,909
+HK$11,111/mo
Deposit HK$4.38M · loan HK$39.42M · min. income ≈ HK$421,596/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,861,451 · Scale 2, in force from 26 Feb 2026)