LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,876
−HK$6,263/mo
▼ 0.25% · 3.875%
HK$102,982
−HK$3,157/mo
Today · 4.125%
HK$106,139
baseline
▲ 0.50% · 4.625%
HK$112,597
+HK$6,458/mo
Deposit HK$21.90M · loan HK$21.90M · min. income ≈ HK$212,278/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$1,861,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,111
−HK$6,002/mo
▼ 0.25% · 3.875%
HK$114,090
−HK$3,023/mo
Today · 4.125%
HK$117,113
baseline
▲ 0.50% · 4.625%
HK$123,287
+HK$6,174/mo
Deposit HK$21.90M · loan HK$21.90M · min. income ≈ HK$234,226/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$1,861,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,851
−HK$7,515/mo
▼ 0.25% · 3.875%
HK$123,579
−HK$3,787/mo
Today · 4.125%
HK$127,366
baseline
▲ 0.50% · 4.625%
HK$135,116
+HK$7,750/mo
Deposit HK$17.52M · loan HK$26.28M · min. income ≈ HK$254,732/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,861,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,333
−HK$7,203/mo
▼ 0.25% · 3.875%
HK$136,909
−HK$3,627/mo
Today · 4.125%
HK$140,536
baseline
▲ 0.50% · 4.625%
HK$147,944
+HK$7,408/mo
Deposit HK$17.52M · loan HK$26.28M · min. income ≈ HK$281,072/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,861,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,826
−HK$8,768/mo
▼ 0.25% · 3.875%
HK$144,175
−HK$4,419/mo
Today · 4.125%
HK$148,594
baseline
▲ 0.50% · 4.625%
HK$157,636
+HK$9,042/mo
Deposit HK$13.14M · loan HK$30.66M · min. income ≈ HK$297,188/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,861,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,555
−HK$8,404/mo
▼ 0.25% · 3.875%
HK$159,727
−HK$4,232/mo
Today · 4.125%
HK$163,959
baseline
▲ 0.50% · 4.625%
HK$172,601
+HK$8,642/mo
Deposit HK$13.14M · loan HK$30.66M · min. income ≈ HK$327,918/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,861,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,776
−HK$11,274/mo
▼ 0.25% · 3.875%
HK$185,368
−HK$5,682/mo
Today · 4.125%
HK$191,050
baseline
▲ 0.50% · 4.625%
HK$202,674
+HK$11,624/mo
Deposit HK$4.38M · loan HK$39.42M · min. income ≈ HK$382,100/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,861,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,999
−HK$10,805/mo
▼ 0.25% · 3.875%
HK$205,363
−HK$5,441/mo
Today · 4.125%
HK$210,804
baseline
▲ 0.50% · 4.625%
HK$221,916
+HK$11,112/mo
Deposit HK$4.38M · loan HK$39.42M · min. income ≈ HK$421,608/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,861,506 · Scale 2, in force from 26 Feb 2026)