LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,882
−HK$6,263/mo
▼ 0.25% · 3.875%
HK$102,989
−HK$3,156/mo
Today · 4.125%
HK$106,145
baseline
▲ 0.50% · 4.625%
HK$112,604
+HK$6,459/mo
Deposit HK$21.90M · loan HK$21.90M · min. income ≈ HK$212,290/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$1,861,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,117
−HK$6,004/mo
▼ 0.25% · 3.875%
HK$114,098
−HK$3,023/mo
Today · 4.125%
HK$117,121
baseline
▲ 0.50% · 4.625%
HK$123,294
+HK$6,173/mo
Deposit HK$21.90M · loan HK$21.90M · min. income ≈ HK$234,242/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$1,861,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,858
−HK$7,516/mo
▼ 0.25% · 3.875%
HK$123,586
−HK$3,788/mo
Today · 4.125%
HK$127,374
baseline
▲ 0.50% · 4.625%
HK$135,125
+HK$7,751/mo
Deposit HK$17.52M · loan HK$26.28M · min. income ≈ HK$254,748/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,861,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,341
−HK$7,204/mo
▼ 0.25% · 3.875%
HK$136,917
−HK$3,628/mo
Today · 4.125%
HK$140,545
baseline
▲ 0.50% · 4.625%
HK$147,953
+HK$7,408/mo
Deposit HK$17.52M · loan HK$26.28M · min. income ≈ HK$281,090/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,861,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,834
−HK$8,769/mo
▼ 0.25% · 3.875%
HK$144,184
−HK$4,419/mo
Today · 4.125%
HK$148,603
baseline
▲ 0.50% · 4.625%
HK$157,645
+HK$9,042/mo
Deposit HK$13.14M · loan HK$30.66M · min. income ≈ HK$297,206/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,861,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,564
−HK$8,405/mo
▼ 0.25% · 3.875%
HK$159,737
−HK$4,232/mo
Today · 4.125%
HK$163,969
baseline
▲ 0.50% · 4.625%
HK$172,612
+HK$8,643/mo
Deposit HK$13.14M · loan HK$30.66M · min. income ≈ HK$327,938/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,861,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,787
−HK$11,274/mo
▼ 0.25% · 3.875%
HK$185,380
−HK$5,681/mo
Today · 4.125%
HK$191,061
baseline
▲ 0.50% · 4.625%
HK$202,687
+HK$11,626/mo
Deposit HK$4.38M · loan HK$39.42M · min. income ≈ HK$382,122/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,861,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,011
−HK$10,806/mo
▼ 0.25% · 3.875%
HK$205,376
−HK$5,441/mo
Today · 4.125%
HK$210,817
baseline
▲ 0.50% · 4.625%
HK$221,930
+HK$11,113/mo
Deposit HK$4.38M · loan HK$39.42M · min. income ≈ HK$421,634/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,861,622 · Scale 2, in force from 26 Feb 2026)