LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,883
−HK$6,263/mo
▼ 0.25% · 3.875%
HK$102,990
−HK$3,156/mo
Today · 4.125%
HK$106,146
baseline
▲ 0.50% · 4.625%
HK$112,605
+HK$6,459/mo
Deposit HK$21.90M · loan HK$21.90M · min. income ≈ HK$212,292/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$1,861,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,119
−HK$6,003/mo
▼ 0.25% · 3.875%
HK$114,099
−HK$3,023/mo
Today · 4.125%
HK$117,122
baseline
▲ 0.50% · 4.625%
HK$123,296
+HK$6,174/mo
Deposit HK$21.90M · loan HK$21.90M · min. income ≈ HK$234,244/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$1,861,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,859
−HK$7,517/mo
▼ 0.25% · 3.875%
HK$123,588
−HK$3,788/mo
Today · 4.125%
HK$127,376
baseline
▲ 0.50% · 4.625%
HK$135,126
+HK$7,750/mo
Deposit HK$17.52M · loan HK$26.28M · min. income ≈ HK$254,752/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,861,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,342
−HK$7,205/mo
▼ 0.25% · 3.875%
HK$136,919
−HK$3,628/mo
Today · 4.125%
HK$140,547
baseline
▲ 0.50% · 4.625%
HK$147,955
+HK$7,408/mo
Deposit HK$17.52M · loan HK$26.28M · min. income ≈ HK$281,094/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,861,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,836
−HK$8,769/mo
▼ 0.25% · 3.875%
HK$144,186
−HK$4,419/mo
Today · 4.125%
HK$148,605
baseline
▲ 0.50% · 4.625%
HK$157,647
+HK$9,042/mo
Deposit HK$13.14M · loan HK$30.66M · min. income ≈ HK$297,210/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,861,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,566
−HK$8,405/mo
▼ 0.25% · 3.875%
HK$159,738
−HK$4,233/mo
Today · 4.125%
HK$163,971
baseline
▲ 0.50% · 4.625%
HK$172,614
+HK$8,643/mo
Deposit HK$13.14M · loan HK$30.66M · min. income ≈ HK$327,942/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,861,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,789
−HK$11,275/mo
▼ 0.25% · 3.875%
HK$185,382
−HK$5,682/mo
Today · 4.125%
HK$191,064
baseline
▲ 0.50% · 4.625%
HK$202,689
+HK$11,625/mo
Deposit HK$4.38M · loan HK$39.42M · min. income ≈ HK$382,128/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,861,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,014
−HK$10,806/mo
▼ 0.25% · 3.875%
HK$205,378
−HK$5,442/mo
Today · 4.125%
HK$210,820
baseline
▲ 0.50% · 4.625%
HK$221,932
+HK$11,112/mo
Deposit HK$4.38M · loan HK$39.42M · min. income ≈ HK$421,640/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,861,643 · Scale 2, in force from 26 Feb 2026)