LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,887
−HK$6,264/mo
▼ 0.25% · 3.875%
HK$102,994
−HK$3,157/mo
Today · 4.125%
HK$106,151
baseline
▲ 0.50% · 4.625%
HK$112,610
+HK$6,459/mo
Deposit HK$21.90M · loan HK$21.90M · min. income ≈ HK$212,302/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$1,861,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,123
−HK$6,004/mo
▼ 0.25% · 3.875%
HK$114,104
−HK$3,023/mo
Today · 4.125%
HK$117,127
baseline
▲ 0.50% · 4.625%
HK$123,301
+HK$6,174/mo
Deposit HK$21.90M · loan HK$21.90M · min. income ≈ HK$234,254/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$1,861,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,864
−HK$7,517/mo
▼ 0.25% · 3.875%
HK$123,593
−HK$3,788/mo
Today · 4.125%
HK$127,381
baseline
▲ 0.50% · 4.625%
HK$135,132
+HK$7,751/mo
Deposit HK$17.52M · loan HK$26.28M · min. income ≈ HK$254,762/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,861,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,348
−HK$7,204/mo
▼ 0.25% · 3.875%
HK$136,924
−HK$3,628/mo
Today · 4.125%
HK$140,552
baseline
▲ 0.50% · 4.625%
HK$147,961
+HK$7,409/mo
Deposit HK$17.52M · loan HK$26.28M · min. income ≈ HK$281,104/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,861,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,842
−HK$8,769/mo
▼ 0.25% · 3.875%
HK$144,192
−HK$4,419/mo
Today · 4.125%
HK$148,611
baseline
▲ 0.50% · 4.625%
HK$157,654
+HK$9,043/mo
Deposit HK$13.14M · loan HK$30.66M · min. income ≈ HK$297,222/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,861,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,573
−HK$8,405/mo
▼ 0.25% · 3.875%
HK$159,745
−HK$4,233/mo
Today · 4.125%
HK$163,978
baseline
▲ 0.50% · 4.625%
HK$172,621
+HK$8,643/mo
Deposit HK$13.14M · loan HK$30.66M · min. income ≈ HK$327,956/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,861,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,797
−HK$11,275/mo
▼ 0.25% · 3.875%
HK$185,389
−HK$5,683/mo
Today · 4.125%
HK$191,072
baseline
▲ 0.50% · 4.625%
HK$202,698
+HK$11,626/mo
Deposit HK$4.38M · loan HK$39.42M · min. income ≈ HK$382,144/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,861,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,022
−HK$10,807/mo
▼ 0.25% · 3.875%
HK$205,387
−HK$5,442/mo
Today · 4.125%
HK$210,829
baseline
▲ 0.50% · 4.625%
HK$221,942
+HK$11,113/mo
Deposit HK$4.38M · loan HK$39.42M · min. income ≈ HK$421,658/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,861,721 · Scale 2, in force from 26 Feb 2026)