LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,893
−HK$6,264/mo
▼ 0.25% · 3.875%
HK$103,000
−HK$3,157/mo
Today · 4.125%
HK$106,157
baseline
▲ 0.50% · 4.625%
HK$112,616
+HK$6,459/mo
Deposit HK$21.90M · loan HK$21.90M · min. income ≈ HK$212,314/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$1,861,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,130
−HK$6,004/mo
▼ 0.25% · 3.875%
HK$114,110
−HK$3,024/mo
Today · 4.125%
HK$117,134
baseline
▲ 0.50% · 4.625%
HK$123,308
+HK$6,174/mo
Deposit HK$21.90M · loan HK$21.90M · min. income ≈ HK$234,268/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$1,861,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,872
−HK$7,517/mo
▼ 0.25% · 3.875%
HK$123,600
−HK$3,789/mo
Today · 4.125%
HK$127,389
baseline
▲ 0.50% · 4.625%
HK$135,140
+HK$7,751/mo
Deposit HK$17.52M · loan HK$26.28M · min. income ≈ HK$254,778/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,861,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,356
−HK$7,205/mo
▼ 0.25% · 3.875%
HK$136,932
−HK$3,629/mo
Today · 4.125%
HK$140,561
baseline
▲ 0.50% · 4.625%
HK$147,970
+HK$7,409/mo
Deposit HK$17.52M · loan HK$26.28M · min. income ≈ HK$281,122/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,861,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,850
−HK$8,770/mo
▼ 0.25% · 3.875%
HK$144,200
−HK$4,420/mo
Today · 4.125%
HK$148,620
baseline
▲ 0.50% · 4.625%
HK$157,663
+HK$9,043/mo
Deposit HK$13.14M · loan HK$30.67M · min. income ≈ HK$297,240/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,861,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,582
−HK$8,405/mo
▼ 0.25% · 3.875%
HK$159,754
−HK$4,233/mo
Today · 4.125%
HK$163,987
baseline
▲ 0.50% · 4.625%
HK$172,631
+HK$8,644/mo
Deposit HK$13.14M · loan HK$30.67M · min. income ≈ HK$327,974/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,861,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,807
−HK$11,276/mo
▼ 0.25% · 3.875%
HK$185,400
−HK$5,683/mo
Today · 4.125%
HK$191,083
baseline
▲ 0.50% · 4.625%
HK$202,710
+HK$11,627/mo
Deposit HK$4.38M · loan HK$39.43M · min. income ≈ HK$382,166/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,861,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,034
−HK$10,807/mo
▼ 0.25% · 3.875%
HK$205,399
−HK$5,442/mo
Today · 4.125%
HK$210,841
baseline
▲ 0.50% · 4.625%
HK$221,955
+HK$11,114/mo
Deposit HK$4.38M · loan HK$39.43M · min. income ≈ HK$421,682/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,861,830 · Scale 2, in force from 26 Feb 2026)