LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,896
−HK$6,264/mo
▼ 0.25% · 3.875%
HK$103,003
−HK$3,157/mo
Today · 4.125%
HK$106,160
baseline
▲ 0.50% · 4.625%
HK$112,620
+HK$6,460/mo
Deposit HK$21.90M · loan HK$21.90M · min. income ≈ HK$212,320/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$1,861,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,133
−HK$6,004/mo
▼ 0.25% · 3.875%
HK$114,113
−HK$3,024/mo
Today · 4.125%
HK$117,137
baseline
▲ 0.50% · 4.625%
HK$123,311
+HK$6,174/mo
Deposit HK$21.90M · loan HK$21.90M · min. income ≈ HK$234,274/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$1,861,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,875
−HK$7,517/mo
▼ 0.25% · 3.875%
HK$123,604
−HK$3,788/mo
Today · 4.125%
HK$127,392
baseline
▲ 0.50% · 4.625%
HK$135,143
+HK$7,751/mo
Deposit HK$17.52M · loan HK$26.29M · min. income ≈ HK$254,784/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,861,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,359
−HK$7,205/mo
▼ 0.25% · 3.875%
HK$136,936
−HK$3,628/mo
Today · 4.125%
HK$140,564
baseline
▲ 0.50% · 4.625%
HK$147,974
+HK$7,410/mo
Deposit HK$17.52M · loan HK$26.29M · min. income ≈ HK$281,128/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,861,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,854
−HK$8,770/mo
▼ 0.25% · 3.875%
HK$144,204
−HK$4,420/mo
Today · 4.125%
HK$148,624
baseline
▲ 0.50% · 4.625%
HK$157,667
+HK$9,043/mo
Deposit HK$13.14M · loan HK$30.67M · min. income ≈ HK$297,248/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,861,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,586
−HK$8,406/mo
▼ 0.25% · 3.875%
HK$159,759
−HK$4,233/mo
Today · 4.125%
HK$163,992
baseline
▲ 0.50% · 4.625%
HK$172,636
+HK$8,644/mo
Deposit HK$13.14M · loan HK$30.67M · min. income ≈ HK$327,984/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,861,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,812
−HK$11,276/mo
▼ 0.25% · 3.875%
HK$185,405
−HK$5,683/mo
Today · 4.125%
HK$191,088
baseline
▲ 0.50% · 4.625%
HK$202,715
+HK$11,627/mo
Deposit HK$4.38M · loan HK$39.43M · min. income ≈ HK$382,176/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,861,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,039
−HK$10,808/mo
▼ 0.25% · 3.875%
HK$205,404
−HK$5,443/mo
Today · 4.125%
HK$210,847
baseline
▲ 0.50% · 4.625%
HK$221,961
+HK$11,114/mo
Deposit HK$4.38M · loan HK$39.43M · min. income ≈ HK$421,694/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,861,880 · Scale 2, in force from 26 Feb 2026)