LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,990
−HK$626/mo
▼ 0.25% · 3.875%
HK$10,300
−HK$316/mo
Today · 4.125%
HK$10,616
baseline
▲ 0.50% · 4.625%
HK$11,262
+HK$646/mo
Deposit HK$2.19M · loan HK$2.19M · min. income ≈ HK$21,232/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$65,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,113
−HK$601/mo
▼ 0.25% · 3.875%
HK$11,412
−HK$302/mo
Today · 4.125%
HK$11,714
baseline
▲ 0.50% · 4.625%
HK$12,331
+HK$617/mo
Deposit HK$2.19M · loan HK$2.19M · min. income ≈ HK$23,428/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$65,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,988
−HK$751/mo
▼ 0.25% · 3.875%
HK$12,361
−HK$378/mo
Today · 4.125%
HK$12,739
baseline
▲ 0.50% · 4.625%
HK$13,515
+HK$776/mo
Deposit HK$1.75M · loan HK$2.63M · min. income ≈ HK$25,478/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$65,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,336
−HK$721/mo
▼ 0.25% · 3.875%
HK$13,694
−HK$363/mo
Today · 4.125%
HK$14,057
baseline
▲ 0.50% · 4.625%
HK$14,798
+HK$741/mo
Deposit HK$1.75M · loan HK$2.63M · min. income ≈ HK$28,114/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$65,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,986
−HK$877/mo
▼ 0.25% · 3.875%
HK$14,421
−HK$442/mo
Today · 4.125%
HK$14,863
baseline
▲ 0.50% · 4.625%
HK$15,767
+HK$904/mo
Deposit HK$1.31M · loan HK$3.07M · min. income ≈ HK$29,726/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$65,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,559
−HK$840/mo
▼ 0.25% · 3.875%
HK$15,976
−HK$423/mo
Today · 4.125%
HK$16,399
baseline
▲ 0.50% · 4.625%
HK$17,264
+HK$865/mo
Deposit HK$1.31M · loan HK$3.07M · min. income ≈ HK$32,798/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$65,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,981
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,541
−HK$568/mo
Today · 4.125%
HK$19,109
baseline
▲ 0.50% · 4.625%
HK$20,272
+HK$1,163/mo
Deposit HK$438K · loan HK$3.94M · min. income ≈ HK$38,218/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$65,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,004
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,541
−HK$544/mo
Today · 4.125%
HK$21,085
baseline
▲ 0.50% · 4.625%
HK$22,196
+HK$1,111/mo
Deposit HK$438K · loan HK$3.94M · min. income ≈ HK$42,170/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$65,715 · Scale 2, in force from 26 Feb 2026)