LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,900
−HK$6,264/mo
▼ 0.25% · 3.875%
HK$103,007
−HK$3,157/mo
Today · 4.125%
HK$106,164
baseline
▲ 0.50% · 4.625%
HK$112,624
+HK$6,460/mo
Deposit HK$21.91M · loan HK$21.91M · min. income ≈ HK$212,328/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$1,861,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,138
−HK$6,004/mo
▼ 0.25% · 3.875%
HK$114,118
−HK$3,024/mo
Today · 4.125%
HK$117,142
baseline
▲ 0.50% · 4.625%
HK$123,317
+HK$6,175/mo
Deposit HK$21.91M · loan HK$21.91M · min. income ≈ HK$234,284/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$1,861,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,880
−HK$7,517/mo
▼ 0.25% · 3.875%
HK$123,609
−HK$3,788/mo
Today · 4.125%
HK$127,397
baseline
▲ 0.50% · 4.625%
HK$135,149
+HK$7,752/mo
Deposit HK$17.52M · loan HK$26.29M · min. income ≈ HK$254,794/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,861,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,365
−HK$7,205/mo
▼ 0.25% · 3.875%
HK$136,942
−HK$3,628/mo
Today · 4.125%
HK$140,570
baseline
▲ 0.50% · 4.625%
HK$147,980
+HK$7,410/mo
Deposit HK$17.52M · loan HK$26.29M · min. income ≈ HK$281,140/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,861,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,860
−HK$8,770/mo
▼ 0.25% · 3.875%
HK$144,210
−HK$4,420/mo
Today · 4.125%
HK$148,630
baseline
▲ 0.50% · 4.625%
HK$157,674
+HK$9,044/mo
Deposit HK$13.14M · loan HK$30.67M · min. income ≈ HK$297,260/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,861,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,593
−HK$8,406/mo
▼ 0.25% · 3.875%
HK$159,765
−HK$4,234/mo
Today · 4.125%
HK$163,999
baseline
▲ 0.50% · 4.625%
HK$172,643
+HK$8,644/mo
Deposit HK$13.14M · loan HK$30.67M · min. income ≈ HK$327,998/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,861,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,820
−HK$11,276/mo
▼ 0.25% · 3.875%
HK$185,413
−HK$5,683/mo
Today · 4.125%
HK$191,096
baseline
▲ 0.50% · 4.625%
HK$202,724
+HK$11,628/mo
Deposit HK$4.38M · loan HK$39.43M · min. income ≈ HK$382,192/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,861,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,048
−HK$10,807/mo
▼ 0.25% · 3.875%
HK$205,413
−HK$5,442/mo
Today · 4.125%
HK$210,855
baseline
▲ 0.50% · 4.625%
HK$221,970
+HK$11,115/mo
Deposit HK$4.38M · loan HK$39.43M · min. income ≈ HK$421,710/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,861,958 · Scale 2, in force from 26 Feb 2026)