LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,906
−HK$6,266/mo
▼ 0.25% · 3.875%
HK$103,014
−HK$3,158/mo
Today · 4.125%
HK$106,172
baseline
▲ 0.50% · 4.625%
HK$112,632
+HK$6,460/mo
Deposit HK$21.91M · loan HK$21.91M · min. income ≈ HK$212,344/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$1,862,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,145
−HK$6,005/mo
▼ 0.25% · 3.875%
HK$114,126
−HK$3,024/mo
Today · 4.125%
HK$117,150
baseline
▲ 0.50% · 4.625%
HK$123,325
+HK$6,175/mo
Deposit HK$21.91M · loan HK$21.91M · min. income ≈ HK$234,300/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$1,862,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,888
−HK$7,518/mo
▼ 0.25% · 3.875%
HK$123,617
−HK$3,789/mo
Today · 4.125%
HK$127,406
baseline
▲ 0.50% · 4.625%
HK$135,158
+HK$7,752/mo
Deposit HK$17.53M · loan HK$26.29M · min. income ≈ HK$254,812/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,862,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,374
−HK$7,206/mo
▼ 0.25% · 3.875%
HK$136,951
−HK$3,629/mo
Today · 4.125%
HK$140,580
baseline
▲ 0.50% · 4.625%
HK$147,990
+HK$7,410/mo
Deposit HK$17.53M · loan HK$26.29M · min. income ≈ HK$281,160/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,862,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,869
−HK$8,771/mo
▼ 0.25% · 3.875%
HK$144,220
−HK$4,420/mo
Today · 4.125%
HK$148,640
baseline
▲ 0.50% · 4.625%
HK$157,685
+HK$9,045/mo
Deposit HK$13.14M · loan HK$30.67M · min. income ≈ HK$297,280/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,862,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,603
−HK$8,407/mo
▼ 0.25% · 3.875%
HK$159,776
−HK$4,234/mo
Today · 4.125%
HK$164,010
baseline
▲ 0.50% · 4.625%
HK$172,655
+HK$8,645/mo
Deposit HK$13.14M · loan HK$30.67M · min. income ≈ HK$328,020/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,862,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,832
−HK$11,277/mo
▼ 0.25% · 3.875%
HK$185,425
−HK$5,684/mo
Today · 4.125%
HK$191,109
baseline
▲ 0.50% · 4.625%
HK$202,737
+HK$11,628/mo
Deposit HK$4.38M · loan HK$39.43M · min. income ≈ HK$382,218/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,862,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,061
−HK$10,809/mo
▼ 0.25% · 3.875%
HK$205,426
−HK$5,444/mo
Today · 4.125%
HK$210,870
baseline
▲ 0.50% · 4.625%
HK$221,985
+HK$11,115/mo
Deposit HK$4.38M · loan HK$39.43M · min. income ≈ HK$421,740/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,862,083 · Scale 2, in force from 26 Feb 2026)