LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,917
−HK$6,266/mo
▼ 0.25% · 3.875%
HK$103,025
−HK$3,158/mo
Today · 4.125%
HK$106,183
baseline
▲ 0.50% · 4.625%
HK$112,644
+HK$6,461/mo
Deposit HK$21.91M · loan HK$21.91M · min. income ≈ HK$212,366/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$1,862,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,157
−HK$6,006/mo
▼ 0.25% · 3.875%
HK$114,138
−HK$3,025/mo
Today · 4.125%
HK$117,163
baseline
▲ 0.50% · 4.625%
HK$123,338
+HK$6,175/mo
Deposit HK$21.91M · loan HK$21.91M · min. income ≈ HK$234,326/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$1,862,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,901
−HK$7,519/mo
▼ 0.25% · 3.875%
HK$123,630
−HK$3,790/mo
Today · 4.125%
HK$127,420
baseline
▲ 0.50% · 4.625%
HK$135,173
+HK$7,753/mo
Deposit HK$17.53M · loan HK$26.29M · min. income ≈ HK$254,840/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,862,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,388
−HK$7,207/mo
▼ 0.25% · 3.875%
HK$136,966
−HK$3,629/mo
Today · 4.125%
HK$140,595
baseline
▲ 0.50% · 4.625%
HK$148,006
+HK$7,411/mo
Deposit HK$17.53M · loan HK$26.29M · min. income ≈ HK$281,190/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,862,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,884
−HK$8,772/mo
▼ 0.25% · 3.875%
HK$144,235
−HK$4,421/mo
Today · 4.125%
HK$148,656
baseline
▲ 0.50% · 4.625%
HK$157,702
+HK$9,046/mo
Deposit HK$13.15M · loan HK$30.67M · min. income ≈ HK$297,312/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,862,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,620
−HK$8,408/mo
▼ 0.25% · 3.875%
HK$159,794
−HK$4,234/mo
Today · 4.125%
HK$164,028
baseline
▲ 0.50% · 4.625%
HK$172,674
+HK$8,646/mo
Deposit HK$13.15M · loan HK$30.67M · min. income ≈ HK$328,056/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,862,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,851
−HK$11,279/mo
▼ 0.25% · 3.875%
HK$185,446
−HK$5,684/mo
Today · 4.125%
HK$191,130
baseline
▲ 0.50% · 4.625%
HK$202,759
+HK$11,629/mo
Deposit HK$4.38M · loan HK$39.44M · min. income ≈ HK$382,260/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,862,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,083
−HK$10,810/mo
▼ 0.25% · 3.875%
HK$205,449
−HK$5,444/mo
Today · 4.125%
HK$210,893
baseline
▲ 0.50% · 4.625%
HK$222,009
+HK$11,116/mo
Deposit HK$4.38M · loan HK$39.44M · min. income ≈ HK$421,786/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,862,286 · Scale 2, in force from 26 Feb 2026)