LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,919
−HK$6,266/mo
▼ 0.25% · 3.875%
HK$103,027
−HK$3,158/mo
Today · 4.125%
HK$106,185
baseline
▲ 0.50% · 4.625%
HK$112,646
+HK$6,461/mo
Deposit HK$21.91M · loan HK$21.91M · min. income ≈ HK$212,370/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$1,862,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,159
−HK$6,006/mo
▼ 0.25% · 3.875%
HK$114,140
−HK$3,025/mo
Today · 4.125%
HK$117,165
baseline
▲ 0.50% · 4.625%
HK$123,340
+HK$6,175/mo
Deposit HK$21.91M · loan HK$21.91M · min. income ≈ HK$234,330/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$1,862,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,903
−HK$7,519/mo
▼ 0.25% · 3.875%
HK$123,633
−HK$3,789/mo
Today · 4.125%
HK$127,422
baseline
▲ 0.50% · 4.625%
HK$135,175
+HK$7,753/mo
Deposit HK$17.53M · loan HK$26.29M · min. income ≈ HK$254,844/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,862,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,391
−HK$7,206/mo
▼ 0.25% · 3.875%
HK$136,968
−HK$3,629/mo
Today · 4.125%
HK$140,597
baseline
▲ 0.50% · 4.625%
HK$148,009
+HK$7,412/mo
Deposit HK$17.53M · loan HK$26.29M · min. income ≈ HK$281,194/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,862,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,887
−HK$8,772/mo
▼ 0.25% · 3.875%
HK$144,238
−HK$4,421/mo
Today · 4.125%
HK$148,659
baseline
▲ 0.50% · 4.625%
HK$157,704
+HK$9,045/mo
Deposit HK$13.15M · loan HK$30.67M · min. income ≈ HK$297,318/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,862,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,623
−HK$8,407/mo
▼ 0.25% · 3.875%
HK$159,796
−HK$4,234/mo
Today · 4.125%
HK$164,030
baseline
▲ 0.50% · 4.625%
HK$172,677
+HK$8,647/mo
Deposit HK$13.15M · loan HK$30.67M · min. income ≈ HK$328,060/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,862,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,854
−HK$11,279/mo
▼ 0.25% · 3.875%
HK$185,449
−HK$5,684/mo
Today · 4.125%
HK$191,133
baseline
▲ 0.50% · 4.625%
HK$202,763
+HK$11,630/mo
Deposit HK$4.38M · loan HK$39.44M · min. income ≈ HK$382,266/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,862,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,086
−HK$10,810/mo
▼ 0.25% · 3.875%
HK$205,452
−HK$5,444/mo
Today · 4.125%
HK$210,896
baseline
▲ 0.50% · 4.625%
HK$222,013
+HK$11,117/mo
Deposit HK$4.38M · loan HK$39.44M · min. income ≈ HK$421,792/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,862,317 · Scale 2, in force from 26 Feb 2026)