LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,920
−HK$6,265/mo
▼ 0.25% · 3.875%
HK$103,028
−HK$3,157/mo
Today · 4.125%
HK$106,185
baseline
▲ 0.50% · 4.625%
HK$112,647
+HK$6,462/mo
Deposit HK$21.91M · loan HK$21.91M · min. income ≈ HK$212,370/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$1,862,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,160
−HK$6,005/mo
▼ 0.25% · 3.875%
HK$114,141
−HK$3,024/mo
Today · 4.125%
HK$117,165
baseline
▲ 0.50% · 4.625%
HK$123,341
+HK$6,176/mo
Deposit HK$21.91M · loan HK$21.91M · min. income ≈ HK$234,330/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$1,862,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,904
−HK$7,519/mo
▼ 0.25% · 3.875%
HK$123,633
−HK$3,790/mo
Today · 4.125%
HK$127,423
baseline
▲ 0.50% · 4.625%
HK$135,176
+HK$7,753/mo
Deposit HK$17.53M · loan HK$26.29M · min. income ≈ HK$254,846/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,862,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,391
−HK$7,207/mo
▼ 0.25% · 3.875%
HK$136,969
−HK$3,629/mo
Today · 4.125%
HK$140,598
baseline
▲ 0.50% · 4.625%
HK$148,009
+HK$7,411/mo
Deposit HK$17.53M · loan HK$26.29M · min. income ≈ HK$281,196/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,862,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,887
−HK$8,773/mo
▼ 0.25% · 3.875%
HK$144,239
−HK$4,421/mo
Today · 4.125%
HK$148,660
baseline
▲ 0.50% · 4.625%
HK$157,705
+HK$9,045/mo
Deposit HK$13.15M · loan HK$30.67M · min. income ≈ HK$297,320/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,862,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,623
−HK$8,408/mo
▼ 0.25% · 3.875%
HK$159,797
−HK$4,234/mo
Today · 4.125%
HK$164,031
baseline
▲ 0.50% · 4.625%
HK$172,678
+HK$8,647/mo
Deposit HK$13.15M · loan HK$30.67M · min. income ≈ HK$328,062/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,862,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,855
−HK$11,279/mo
▼ 0.25% · 3.875%
HK$185,450
−HK$5,684/mo
Today · 4.125%
HK$191,134
baseline
▲ 0.50% · 4.625%
HK$202,764
+HK$11,630/mo
Deposit HK$4.38M · loan HK$39.44M · min. income ≈ HK$382,268/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,862,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,087
−HK$10,810/mo
▼ 0.25% · 3.875%
HK$205,453
−HK$5,444/mo
Today · 4.125%
HK$210,897
baseline
▲ 0.50% · 4.625%
HK$222,014
+HK$11,117/mo
Deposit HK$4.38M · loan HK$39.44M · min. income ≈ HK$421,794/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,862,327 · Scale 2, in force from 26 Feb 2026)