LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,921
−HK$6,266/mo
▼ 0.25% · 3.875%
HK$103,029
−HK$3,158/mo
Today · 4.125%
HK$106,187
baseline
▲ 0.50% · 4.625%
HK$112,649
+HK$6,462/mo
Deposit HK$21.91M · loan HK$21.91M · min. income ≈ HK$212,374/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$1,862,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,161
−HK$6,006/mo
▼ 0.25% · 3.875%
HK$114,143
−HK$3,024/mo
Today · 4.125%
HK$117,167
baseline
▲ 0.50% · 4.625%
HK$123,343
+HK$6,176/mo
Deposit HK$21.91M · loan HK$21.91M · min. income ≈ HK$234,334/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$1,862,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,906
−HK$7,519/mo
▼ 0.25% · 3.875%
HK$123,635
−HK$3,790/mo
Today · 4.125%
HK$127,425
baseline
▲ 0.50% · 4.625%
HK$135,178
+HK$7,753/mo
Deposit HK$17.53M · loan HK$26.29M · min. income ≈ HK$254,850/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,862,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,394
−HK$7,207/mo
▼ 0.25% · 3.875%
HK$136,971
−HK$3,630/mo
Today · 4.125%
HK$140,601
baseline
▲ 0.50% · 4.625%
HK$148,012
+HK$7,411/mo
Deposit HK$17.53M · loan HK$26.29M · min. income ≈ HK$281,202/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,862,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,890
−HK$8,772/mo
▼ 0.25% · 3.875%
HK$144,241
−HK$4,421/mo
Today · 4.125%
HK$148,662
baseline
▲ 0.50% · 4.625%
HK$157,708
+HK$9,046/mo
Deposit HK$13.15M · loan HK$30.67M · min. income ≈ HK$297,324/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,862,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,626
−HK$8,408/mo
▼ 0.25% · 3.875%
HK$159,800
−HK$4,234/mo
Today · 4.125%
HK$164,034
baseline
▲ 0.50% · 4.625%
HK$172,681
+HK$8,647/mo
Deposit HK$13.15M · loan HK$30.67M · min. income ≈ HK$328,068/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,862,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,858
−HK$11,279/mo
▼ 0.25% · 3.875%
HK$185,453
−HK$5,684/mo
Today · 4.125%
HK$191,137
baseline
▲ 0.50% · 4.625%
HK$202,767
+HK$11,630/mo
Deposit HK$4.38M · loan HK$39.44M · min. income ≈ HK$382,274/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,862,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,091
−HK$10,810/mo
▼ 0.25% · 3.875%
HK$205,457
−HK$5,444/mo
Today · 4.125%
HK$210,901
baseline
▲ 0.50% · 4.625%
HK$222,018
+HK$11,117/mo
Deposit HK$4.38M · loan HK$39.44M · min. income ≈ HK$421,802/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,862,360 · Scale 2, in force from 26 Feb 2026)