LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,925
−HK$6,266/mo
▼ 0.25% · 3.875%
HK$103,033
−HK$3,158/mo
Today · 4.125%
HK$106,191
baseline
▲ 0.50% · 4.625%
HK$112,652
+HK$6,461/mo
Deposit HK$21.91M · loan HK$21.91M · min. income ≈ HK$212,382/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$1,862,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,165
−HK$6,006/mo
▼ 0.25% · 3.875%
HK$114,147
−HK$3,024/mo
Today · 4.125%
HK$117,171
baseline
▲ 0.50% · 4.625%
HK$123,348
+HK$6,177/mo
Deposit HK$21.91M · loan HK$21.91M · min. income ≈ HK$234,342/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$1,862,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,910
−HK$7,519/mo
▼ 0.25% · 3.875%
HK$123,640
−HK$3,789/mo
Today · 4.125%
HK$127,429
baseline
▲ 0.50% · 4.625%
HK$135,183
+HK$7,754/mo
Deposit HK$17.53M · loan HK$26.29M · min. income ≈ HK$254,858/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,862,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,398
−HK$7,208/mo
▼ 0.25% · 3.875%
HK$136,976
−HK$3,630/mo
Today · 4.125%
HK$140,606
baseline
▲ 0.50% · 4.625%
HK$148,017
+HK$7,411/mo
Deposit HK$17.53M · loan HK$26.29M · min. income ≈ HK$281,212/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,862,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,895
−HK$8,772/mo
▼ 0.25% · 3.875%
HK$144,246
−HK$4,421/mo
Today · 4.125%
HK$148,667
baseline
▲ 0.50% · 4.625%
HK$157,713
+HK$9,046/mo
Deposit HK$13.15M · loan HK$30.68M · min. income ≈ HK$297,334/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,862,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,632
−HK$8,408/mo
▼ 0.25% · 3.875%
HK$159,805
−HK$4,235/mo
Today · 4.125%
HK$164,040
baseline
▲ 0.50% · 4.625%
HK$172,687
+HK$8,647/mo
Deposit HK$13.15M · loan HK$30.68M · min. income ≈ HK$328,080/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,862,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,865
−HK$11,279/mo
▼ 0.25% · 3.875%
HK$185,460
−HK$5,684/mo
Today · 4.125%
HK$191,144
baseline
▲ 0.50% · 4.625%
HK$202,774
+HK$11,630/mo
Deposit HK$4.38M · loan HK$39.44M · min. income ≈ HK$382,288/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,862,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,098
−HK$10,810/mo
▼ 0.25% · 3.875%
HK$205,464
−HK$5,444/mo
Today · 4.125%
HK$210,908
baseline
▲ 0.50% · 4.625%
HK$222,026
+HK$11,118/mo
Deposit HK$4.38M · loan HK$39.44M · min. income ≈ HK$421,816/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$1,862,425 · Scale 2, in force from 26 Feb 2026)