LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,994
−HK$626/mo
▼ 0.25% · 3.875%
HK$10,304
−HK$316/mo
Today · 4.125%
HK$10,620
baseline
▲ 0.50% · 4.625%
HK$11,267
+HK$647/mo
Deposit HK$2.19M · loan HK$2.19M · min. income ≈ HK$21,240/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$65,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,118
−HK$600/mo
▼ 0.25% · 3.875%
HK$11,416
−HK$302/mo
Today · 4.125%
HK$11,718
baseline
▲ 0.50% · 4.625%
HK$12,336
+HK$618/mo
Deposit HK$2.19M · loan HK$2.19M · min. income ≈ HK$23,436/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$65,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,992
−HK$752/mo
▼ 0.25% · 3.875%
HK$12,365
−HK$379/mo
Today · 4.125%
HK$12,744
baseline
▲ 0.50% · 4.625%
HK$13,520
+HK$776/mo
Deposit HK$1.75M · loan HK$2.63M · min. income ≈ HK$25,488/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$65,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,341
−HK$721/mo
▼ 0.25% · 3.875%
HK$13,699
−HK$363/mo
Today · 4.125%
HK$14,062
baseline
▲ 0.50% · 4.625%
HK$14,803
+HK$741/mo
Deposit HK$1.75M · loan HK$2.63M · min. income ≈ HK$28,124/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$65,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,991
−HK$877/mo
▼ 0.25% · 3.875%
HK$14,426
−HK$442/mo
Today · 4.125%
HK$14,868
baseline
▲ 0.50% · 4.625%
HK$15,773
+HK$905/mo
Deposit HK$1.31M · loan HK$3.07M · min. income ≈ HK$29,736/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$65,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,565
−HK$841/mo
▼ 0.25% · 3.875%
HK$15,982
−HK$424/mo
Today · 4.125%
HK$16,406
baseline
▲ 0.50% · 4.625%
HK$17,271
+HK$865/mo
Deposit HK$1.31M · loan HK$3.07M · min. income ≈ HK$32,812/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$65,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,989
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,548
−HK$569/mo
Today · 4.125%
HK$19,117
baseline
▲ 0.50% · 4.625%
HK$20,280
+HK$1,163/mo
Deposit HK$438K · loan HK$3.94M · min. income ≈ HK$38,234/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$65,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,012
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,549
−HK$544/mo
Today · 4.125%
HK$21,093
baseline
▲ 0.50% · 4.625%
HK$22,205
+HK$1,112/mo
Deposit HK$438K · loan HK$3.94M · min. income ≈ HK$42,186/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$65,741 · Scale 2, in force from 26 Feb 2026)