LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,994
−HK$627/mo
▼ 0.25% · 3.875%
HK$10,305
−HK$316/mo
Today · 4.125%
HK$10,621
baseline
▲ 0.50% · 4.625%
HK$11,267
+HK$646/mo
Deposit HK$2.19M · loan HK$2.19M · min. income ≈ HK$21,242/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$65,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,119
−HK$600/mo
▼ 0.25% · 3.875%
HK$11,417
−HK$302/mo
Today · 4.125%
HK$11,719
baseline
▲ 0.50% · 4.625%
HK$12,337
+HK$618/mo
Deposit HK$2.19M · loan HK$2.19M · min. income ≈ HK$23,438/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$65,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,993
−HK$752/mo
▼ 0.25% · 3.875%
HK$12,366
−HK$379/mo
Today · 4.125%
HK$12,745
baseline
▲ 0.50% · 4.625%
HK$13,521
+HK$776/mo
Deposit HK$1.75M · loan HK$2.63M · min. income ≈ HK$25,490/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$65,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,342
−HK$721/mo
▼ 0.25% · 3.875%
HK$13,700
−HK$363/mo
Today · 4.125%
HK$14,063
baseline
▲ 0.50% · 4.625%
HK$14,804
+HK$741/mo
Deposit HK$1.75M · loan HK$2.63M · min. income ≈ HK$28,126/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$65,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,992
−HK$877/mo
▼ 0.25% · 3.875%
HK$14,427
−HK$442/mo
Today · 4.125%
HK$14,869
baseline
▲ 0.50% · 4.625%
HK$15,774
+HK$905/mo
Deposit HK$1.31M · loan HK$3.07M · min. income ≈ HK$29,738/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$65,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,566
−HK$841/mo
▼ 0.25% · 3.875%
HK$15,984
−HK$423/mo
Today · 4.125%
HK$16,407
baseline
▲ 0.50% · 4.625%
HK$17,272
+HK$865/mo
Deposit HK$1.31M · loan HK$3.07M · min. income ≈ HK$32,814/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$65,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,990
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,549
−HK$569/mo
Today · 4.125%
HK$19,118
baseline
▲ 0.50% · 4.625%
HK$20,281
+HK$1,163/mo
Deposit HK$438K · loan HK$3.94M · min. income ≈ HK$38,236/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$65,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,013
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,550
−HK$545/mo
Today · 4.125%
HK$21,095
baseline
▲ 0.50% · 4.625%
HK$22,207
+HK$1,112/mo
Deposit HK$438K · loan HK$3.94M · min. income ≈ HK$42,190/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$65,745 · Scale 2, in force from 26 Feb 2026)