LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,949
−HK$6,268/mo
▼ 0.25% · 3.875%
HK$103,058
−HK$3,159/mo
Today · 4.125%
HK$106,217
baseline
▲ 0.50% · 4.625%
HK$112,680
+HK$6,463/mo
Deposit HK$21.92M · loan HK$21.92M · min. income ≈ HK$212,434/mo (50% DSR)
Upfront cash ≈ HK$23.78M (deposit + AVD stamp duty HK$1,862,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,192
−HK$6,008/mo
▼ 0.25% · 3.875%
HK$114,174
−HK$3,026/mo
Today · 4.125%
HK$117,200
baseline
▲ 0.50% · 4.625%
HK$123,377
+HK$6,177/mo
Deposit HK$21.92M · loan HK$21.92M · min. income ≈ HK$234,400/mo (50% DSR)
Upfront cash ≈ HK$23.78M (deposit + AVD stamp duty HK$1,862,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,939
−HK$7,521/mo
▼ 0.25% · 3.875%
HK$123,670
−HK$3,790/mo
Today · 4.125%
HK$127,460
baseline
▲ 0.50% · 4.625%
HK$135,216
+HK$7,756/mo
Deposit HK$17.53M · loan HK$26.30M · min. income ≈ HK$254,920/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,862,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,431
−HK$7,209/mo
▼ 0.25% · 3.875%
HK$137,009
−HK$3,631/mo
Today · 4.125%
HK$140,640
baseline
▲ 0.50% · 4.625%
HK$148,053
+HK$7,413/mo
Deposit HK$17.53M · loan HK$26.30M · min. income ≈ HK$281,280/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,862,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,929
−HK$8,774/mo
▼ 0.25% · 3.875%
HK$144,281
−HK$4,422/mo
Today · 4.125%
HK$148,703
baseline
▲ 0.50% · 4.625%
HK$157,752
+HK$9,049/mo
Deposit HK$13.15M · loan HK$30.68M · min. income ≈ HK$297,406/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,862,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,669
−HK$8,411/mo
▼ 0.25% · 3.875%
HK$159,844
−HK$4,236/mo
Today · 4.125%
HK$164,080
baseline
▲ 0.50% · 4.625%
HK$172,728
+HK$8,648/mo
Deposit HK$13.15M · loan HK$30.68M · min. income ≈ HK$328,160/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,862,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,908
−HK$11,282/mo
▼ 0.25% · 3.875%
HK$185,504
−HK$5,686/mo
Today · 4.125%
HK$191,190
baseline
▲ 0.50% · 4.625%
HK$202,824
+HK$11,634/mo
Deposit HK$4.38M · loan HK$39.45M · min. income ≈ HK$382,380/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,862,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,146
−HK$10,813/mo
▼ 0.25% · 3.875%
HK$205,514
−HK$5,445/mo
Today · 4.125%
HK$210,959
baseline
▲ 0.50% · 4.625%
HK$222,079
+HK$11,120/mo
Deposit HK$4.38M · loan HK$39.45M · min. income ≈ HK$421,918/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,862,876 · Scale 2, in force from 26 Feb 2026)