LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,952
−HK$6,268/mo
▼ 0.25% · 3.875%
HK$103,061
−HK$3,159/mo
Today · 4.125%
HK$106,220
baseline
▲ 0.50% · 4.625%
HK$112,683
+HK$6,463/mo
Deposit HK$21.92M · loan HK$21.92M · min. income ≈ HK$212,440/mo (50% DSR)
Upfront cash ≈ HK$23.78M (deposit + AVD stamp duty HK$1,862,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,195
−HK$6,008/mo
▼ 0.25% · 3.875%
HK$114,178
−HK$3,025/mo
Today · 4.125%
HK$117,203
baseline
▲ 0.50% · 4.625%
HK$123,381
+HK$6,178/mo
Deposit HK$21.92M · loan HK$21.92M · min. income ≈ HK$234,406/mo (50% DSR)
Upfront cash ≈ HK$23.78M (deposit + AVD stamp duty HK$1,862,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,942
−HK$7,522/mo
▼ 0.25% · 3.875%
HK$123,673
−HK$3,791/mo
Today · 4.125%
HK$127,464
baseline
▲ 0.50% · 4.625%
HK$135,220
+HK$7,756/mo
Deposit HK$17.53M · loan HK$26.30M · min. income ≈ HK$254,928/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,862,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,435
−HK$7,209/mo
▼ 0.25% · 3.875%
HK$137,013
−HK$3,631/mo
Today · 4.125%
HK$140,644
baseline
▲ 0.50% · 4.625%
HK$148,057
+HK$7,413/mo
Deposit HK$17.53M · loan HK$26.30M · min. income ≈ HK$281,288/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,862,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,933
−HK$8,775/mo
▼ 0.25% · 3.875%
HK$144,285
−HK$4,423/mo
Today · 4.125%
HK$148,708
baseline
▲ 0.50% · 4.625%
HK$157,756
+HK$9,048/mo
Deposit HK$13.15M · loan HK$30.68M · min. income ≈ HK$297,416/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,862,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,674
−HK$8,410/mo
▼ 0.25% · 3.875%
HK$159,849
−HK$4,235/mo
Today · 4.125%
HK$164,084
baseline
▲ 0.50% · 4.625%
HK$172,733
+HK$8,649/mo
Deposit HK$13.15M · loan HK$30.68M · min. income ≈ HK$328,168/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,862,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,913
−HK$11,283/mo
▼ 0.25% · 3.875%
HK$185,510
−HK$5,686/mo
Today · 4.125%
HK$191,196
baseline
▲ 0.50% · 4.625%
HK$202,829
+HK$11,633/mo
Deposit HK$4.38M · loan HK$39.45M · min. income ≈ HK$382,392/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,862,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,152
−HK$10,813/mo
▼ 0.25% · 3.875%
HK$205,520
−HK$5,445/mo
Today · 4.125%
HK$210,965
baseline
▲ 0.50% · 4.625%
HK$222,086
+HK$11,121/mo
Deposit HK$4.38M · loan HK$39.45M · min. income ≈ HK$421,930/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,862,929 · Scale 2, in force from 26 Feb 2026)