LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,962
−HK$6,268/mo
▼ 0.25% · 3.875%
HK$103,071
−HK$3,159/mo
Today · 4.125%
HK$106,230
baseline
▲ 0.50% · 4.625%
HK$112,694
+HK$6,464/mo
Deposit HK$21.92M · loan HK$21.92M · min. income ≈ HK$212,460/mo (50% DSR)
Upfront cash ≈ HK$23.78M (deposit + AVD stamp duty HK$1,863,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,206
−HK$6,008/mo
▼ 0.25% · 3.875%
HK$114,189
−HK$3,025/mo
Today · 4.125%
HK$117,214
baseline
▲ 0.50% · 4.625%
HK$123,393
+HK$6,179/mo
Deposit HK$21.92M · loan HK$21.92M · min. income ≈ HK$234,428/mo (50% DSR)
Upfront cash ≈ HK$23.78M (deposit + AVD stamp duty HK$1,863,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,954
−HK$7,522/mo
▼ 0.25% · 3.875%
HK$123,685
−HK$3,791/mo
Today · 4.125%
HK$127,476
baseline
▲ 0.50% · 4.625%
HK$135,233
+HK$7,757/mo
Deposit HK$17.54M · loan HK$26.30M · min. income ≈ HK$254,952/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,863,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,447
−HK$7,210/mo
▼ 0.25% · 3.875%
HK$137,026
−HK$3,631/mo
Today · 4.125%
HK$140,657
baseline
▲ 0.50% · 4.625%
HK$148,071
+HK$7,414/mo
Deposit HK$17.54M · loan HK$26.30M · min. income ≈ HK$281,314/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,863,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,946
−HK$8,776/mo
▼ 0.25% · 3.875%
HK$144,299
−HK$4,423/mo
Today · 4.125%
HK$148,722
baseline
▲ 0.50% · 4.625%
HK$157,771
+HK$9,049/mo
Deposit HK$13.15M · loan HK$30.69M · min. income ≈ HK$297,444/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,863,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,689
−HK$8,411/mo
▼ 0.25% · 3.875%
HK$159,864
−HK$4,236/mo
Today · 4.125%
HK$164,100
baseline
▲ 0.50% · 4.625%
HK$172,750
+HK$8,650/mo
Deposit HK$13.15M · loan HK$30.69M · min. income ≈ HK$328,200/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,863,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,931
−HK$11,283/mo
▼ 0.25% · 3.875%
HK$185,528
−HK$5,686/mo
Today · 4.125%
HK$191,214
baseline
▲ 0.50% · 4.625%
HK$202,849
+HK$11,635/mo
Deposit HK$4.38M · loan HK$39.45M · min. income ≈ HK$382,428/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,863,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,171
−HK$10,815/mo
▼ 0.25% · 3.875%
HK$205,540
−HK$5,446/mo
Today · 4.125%
HK$210,986
baseline
▲ 0.50% · 4.625%
HK$222,107
+HK$11,121/mo
Deposit HK$4.38M · loan HK$39.45M · min. income ≈ HK$421,972/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,863,109 · Scale 2, in force from 26 Feb 2026)