LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,967
−HK$6,269/mo
▼ 0.25% · 3.875%
HK$103,076
−HK$3,160/mo
Today · 4.125%
HK$106,236
baseline
▲ 0.50% · 4.625%
HK$112,700
+HK$6,464/mo
Deposit HK$21.92M · loan HK$21.92M · min. income ≈ HK$212,472/mo (50% DSR)
Upfront cash ≈ HK$23.78M (deposit + AVD stamp duty HK$1,863,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,212
−HK$6,009/mo
▼ 0.25% · 3.875%
HK$114,195
−HK$3,026/mo
Today · 4.125%
HK$117,221
baseline
▲ 0.50% · 4.625%
HK$123,399
+HK$6,178/mo
Deposit HK$21.92M · loan HK$21.92M · min. income ≈ HK$234,442/mo (50% DSR)
Upfront cash ≈ HK$23.78M (deposit + AVD stamp duty HK$1,863,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,960
−HK$7,523/mo
▼ 0.25% · 3.875%
HK$123,692
−HK$3,791/mo
Today · 4.125%
HK$127,483
baseline
▲ 0.50% · 4.625%
HK$135,240
+HK$7,757/mo
Deposit HK$17.54M · loan HK$26.30M · min. income ≈ HK$254,966/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,863,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,454
−HK$7,211/mo
▼ 0.25% · 3.875%
HK$137,034
−HK$3,631/mo
Today · 4.125%
HK$140,665
baseline
▲ 0.50% · 4.625%
HK$148,079
+HK$7,414/mo
Deposit HK$17.54M · loan HK$26.30M · min. income ≈ HK$281,330/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,863,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,954
−HK$8,776/mo
▼ 0.25% · 3.875%
HK$144,307
−HK$4,423/mo
Today · 4.125%
HK$148,730
baseline
▲ 0.50% · 4.625%
HK$157,780
+HK$9,050/mo
Deposit HK$13.15M · loan HK$30.69M · min. income ≈ HK$297,460/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,863,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,697
−HK$8,412/mo
▼ 0.25% · 3.875%
HK$159,873
−HK$4,236/mo
Today · 4.125%
HK$164,109
baseline
▲ 0.50% · 4.625%
HK$172,759
+HK$8,650/mo
Deposit HK$13.15M · loan HK$30.69M · min. income ≈ HK$328,218/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,863,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,940
−HK$11,284/mo
▼ 0.25% · 3.875%
HK$185,537
−HK$5,687/mo
Today · 4.125%
HK$191,224
baseline
▲ 0.50% · 4.625%
HK$202,860
+HK$11,636/mo
Deposit HK$4.38M · loan HK$39.46M · min. income ≈ HK$382,448/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,863,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,182
−HK$10,815/mo
▼ 0.25% · 3.875%
HK$205,551
−HK$5,446/mo
Today · 4.125%
HK$210,997
baseline
▲ 0.50% · 4.625%
HK$222,119
+HK$11,122/mo
Deposit HK$4.38M · loan HK$39.46M · min. income ≈ HK$421,994/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,863,207 · Scale 2, in force from 26 Feb 2026)