LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,974
−HK$6,269/mo
▼ 0.25% · 3.875%
HK$103,083
−HK$3,160/mo
Today · 4.125%
HK$106,243
baseline
▲ 0.50% · 4.625%
HK$112,707
+HK$6,464/mo
Deposit HK$21.92M · loan HK$21.92M · min. income ≈ HK$212,486/mo (50% DSR)
Upfront cash ≈ HK$23.78M (deposit + AVD stamp duty HK$1,863,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,220
−HK$6,008/mo
▼ 0.25% · 3.875%
HK$114,202
−HK$3,026/mo
Today · 4.125%
HK$117,228
baseline
▲ 0.50% · 4.625%
HK$123,408
+HK$6,180/mo
Deposit HK$21.92M · loan HK$21.92M · min. income ≈ HK$234,456/mo (50% DSR)
Upfront cash ≈ HK$23.78M (deposit + AVD stamp duty HK$1,863,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,968
−HK$7,523/mo
▼ 0.25% · 3.875%
HK$123,700
−HK$3,791/mo
Today · 4.125%
HK$127,491
baseline
▲ 0.50% · 4.625%
HK$135,249
+HK$7,758/mo
Deposit HK$17.54M · loan HK$26.31M · min. income ≈ HK$254,982/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,863,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,463
−HK$7,211/mo
▼ 0.25% · 3.875%
HK$137,043
−HK$3,631/mo
Today · 4.125%
HK$140,674
baseline
▲ 0.50% · 4.625%
HK$148,089
+HK$7,415/mo
Deposit HK$17.54M · loan HK$26.31M · min. income ≈ HK$281,348/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,863,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,963
−HK$8,777/mo
▼ 0.25% · 3.875%
HK$144,317
−HK$4,423/mo
Today · 4.125%
HK$148,740
baseline
▲ 0.50% · 4.625%
HK$157,790
+HK$9,050/mo
Deposit HK$13.15M · loan HK$30.69M · min. income ≈ HK$297,480/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,863,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,707
−HK$8,413/mo
▼ 0.25% · 3.875%
HK$159,883
−HK$4,237/mo
Today · 4.125%
HK$164,120
baseline
▲ 0.50% · 4.625%
HK$172,771
+HK$8,651/mo
Deposit HK$13.15M · loan HK$30.69M · min. income ≈ HK$328,240/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,863,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,952
−HK$11,285/mo
▼ 0.25% · 3.875%
HK$185,550
−HK$5,687/mo
Today · 4.125%
HK$191,237
baseline
▲ 0.50% · 4.625%
HK$202,873
+HK$11,636/mo
Deposit HK$4.38M · loan HK$39.46M · min. income ≈ HK$382,474/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,863,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,195
−HK$10,816/mo
▼ 0.25% · 3.875%
HK$205,564
−HK$5,447/mo
Today · 4.125%
HK$211,011
baseline
▲ 0.50% · 4.625%
HK$222,134
+HK$11,123/mo
Deposit HK$4.38M · loan HK$39.46M · min. income ≈ HK$422,022/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,863,332 · Scale 2, in force from 26 Feb 2026)