LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,976
−HK$6,269/mo
▼ 0.25% · 3.875%
HK$103,085
−HK$3,160/mo
Today · 4.125%
HK$106,245
baseline
▲ 0.50% · 4.625%
HK$112,710
+HK$6,465/mo
Deposit HK$21.92M · loan HK$21.92M · min. income ≈ HK$212,490/mo (50% DSR)
Upfront cash ≈ HK$23.79M (deposit + AVD stamp duty HK$1,863,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,222
−HK$6,009/mo
▼ 0.25% · 3.875%
HK$114,205
−HK$3,026/mo
Today · 4.125%
HK$117,231
baseline
▲ 0.50% · 4.625%
HK$123,410
+HK$6,179/mo
Deposit HK$21.92M · loan HK$21.92M · min. income ≈ HK$234,462/mo (50% DSR)
Upfront cash ≈ HK$23.79M (deposit + AVD stamp duty HK$1,863,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,971
−HK$7,523/mo
▼ 0.25% · 3.875%
HK$123,702
−HK$3,792/mo
Today · 4.125%
HK$127,494
baseline
▲ 0.50% · 4.625%
HK$135,252
+HK$7,758/mo
Deposit HK$17.54M · loan HK$26.31M · min. income ≈ HK$254,988/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,863,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,466
−HK$7,211/mo
▼ 0.25% · 3.875%
HK$137,046
−HK$3,631/mo
Today · 4.125%
HK$140,677
baseline
▲ 0.50% · 4.625%
HK$148,092
+HK$7,415/mo
Deposit HK$17.54M · loan HK$26.31M · min. income ≈ HK$281,354/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,863,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,966
−HK$8,777/mo
▼ 0.25% · 3.875%
HK$144,319
−HK$4,424/mo
Today · 4.125%
HK$148,743
baseline
▲ 0.50% · 4.625%
HK$157,794
+HK$9,051/mo
Deposit HK$13.15M · loan HK$30.69M · min. income ≈ HK$297,486/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,863,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,711
−HK$8,412/mo
▼ 0.25% · 3.875%
HK$159,887
−HK$4,236/mo
Today · 4.125%
HK$164,123
baseline
▲ 0.50% · 4.625%
HK$172,774
+HK$8,651/mo
Deposit HK$13.15M · loan HK$30.69M · min. income ≈ HK$328,246/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,863,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,956
−HK$11,285/mo
▼ 0.25% · 3.875%
HK$185,554
−HK$5,687/mo
Today · 4.125%
HK$191,241
baseline
▲ 0.50% · 4.625%
HK$202,877
+HK$11,636/mo
Deposit HK$4.38M · loan HK$39.46M · min. income ≈ HK$382,482/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,863,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,199
−HK$10,816/mo
▼ 0.25% · 3.875%
HK$205,568
−HK$5,447/mo
Today · 4.125%
HK$211,015
baseline
▲ 0.50% · 4.625%
HK$222,138
+HK$11,123/mo
Deposit HK$4.38M · loan HK$39.46M · min. income ≈ HK$422,030/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,863,370 · Scale 2, in force from 26 Feb 2026)