LTV · monthly repayment
▼ 0.50% · 3.625%
HK$999,905
−HK$62,703/mo
▼ 0.25% · 3.875%
HK$1,031,008
−HK$31,600/mo
Today · 4.125%
HK$1,062,608
baseline
▲ 0.50% · 4.625%
HK$1,127,265
+HK$64,657/mo
Deposit HK$219.25M · loan HK$219.25M · min. income ≈ HK$2,125,216/mo (50% DSR)
Upfront cash ≈ HK$247.76M (deposit + AVD stamp duty HK$28,502,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,112,384
−HK$60,099/mo
▼ 0.25% · 3.875%
HK$1,142,218
−HK$30,265/mo
Today · 4.125%
HK$1,172,483
baseline
▲ 0.50% · 4.625%
HK$1,234,286
+HK$61,803/mo
Deposit HK$219.25M · loan HK$219.25M · min. income ≈ HK$2,344,966/mo (50% DSR)
Upfront cash ≈ HK$247.76M (deposit + AVD stamp duty HK$28,502,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,199,886
−HK$75,243/mo
▼ 0.25% · 3.875%
HK$1,237,209
−HK$37,920/mo
Today · 4.125%
HK$1,275,129
baseline
▲ 0.50% · 4.625%
HK$1,352,718
+HK$77,589/mo
Deposit HK$175.40M · loan HK$263.10M · min. income ≈ HK$2,550,258/mo (50% DSR)
Upfront cash ≈ HK$203.91M (deposit + AVD stamp duty HK$28,502,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,334,861
−HK$72,119/mo
▼ 0.25% · 3.875%
HK$1,370,661
−HK$36,319/mo
Today · 4.125%
HK$1,406,980
baseline
▲ 0.50% · 4.625%
HK$1,481,143
+HK$74,163/mo
Deposit HK$175.40M · loan HK$263.10M · min. income ≈ HK$2,813,960/mo (50% DSR)
Upfront cash ≈ HK$203.91M (deposit + AVD stamp duty HK$28,502,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,399,867
−HK$87,784/mo
▼ 0.25% · 3.875%
HK$1,443,411
−HK$44,240/mo
Today · 4.125%
HK$1,487,651
baseline
▲ 0.50% · 4.625%
HK$1,578,171
+HK$90,520/mo
Deposit HK$131.55M · loan HK$306.95M · min. income ≈ HK$2,975,302/mo (50% DSR)
Upfront cash ≈ HK$160.05M (deposit + AVD stamp duty HK$28,502,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,557,338
−HK$84,138/mo
▼ 0.25% · 3.875%
HK$1,599,105
−HK$42,371/mo
Today · 4.125%
HK$1,641,476
baseline
▲ 0.50% · 4.625%
HK$1,728,001
+HK$86,525/mo
Deposit HK$131.55M · loan HK$306.95M · min. income ≈ HK$3,282,952/mo (50% DSR)
Upfront cash ≈ HK$160.05M (deposit + AVD stamp duty HK$28,502,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,799,829
−HK$112,865/mo
▼ 0.25% · 3.875%
HK$1,855,814
−HK$56,880/mo
Today · 4.125%
HK$1,912,694
baseline
▲ 0.50% · 4.625%
HK$2,029,077
+HK$116,383/mo
Deposit HK$43.85M · loan HK$394.65M · min. income ≈ HK$3,825,388/mo (50% DSR)
Upfront cash ≈ HK$72.35M (deposit + AVD stamp duty HK$28,502,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,002,292
−HK$108,177/mo
▼ 0.25% · 3.875%
HK$2,055,992
−HK$54,477/mo
Today · 4.125%
HK$2,110,469
baseline
▲ 0.50% · 4.625%
HK$2,221,715
+HK$111,246/mo
Deposit HK$43.85M · loan HK$394.65M · min. income ≈ HK$4,220,938/mo (50% DSR)
Upfront cash ≈ HK$72.35M (deposit + AVD stamp duty HK$28,502,857 · Scale 2, in force from 26 Feb 2026)