LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,001
−HK$6,271/mo
▼ 0.25% · 3.875%
HK$103,112
−HK$3,160/mo
Today · 4.125%
HK$106,272
baseline
▲ 0.50% · 4.625%
HK$112,739
+HK$6,467/mo
Deposit HK$21.93M · loan HK$21.93M · min. income ≈ HK$212,544/mo (50% DSR)
Upfront cash ≈ HK$23.79M (deposit + AVD stamp duty HK$1,863,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,250
−HK$6,011/mo
▼ 0.25% · 3.875%
HK$114,234
−HK$3,027/mo
Today · 4.125%
HK$117,261
baseline
▲ 0.50% · 4.625%
HK$123,442
+HK$6,181/mo
Deposit HK$21.93M · loan HK$21.93M · min. income ≈ HK$234,522/mo (50% DSR)
Upfront cash ≈ HK$23.79M (deposit + AVD stamp duty HK$1,863,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,002
−HK$7,525/mo
▼ 0.25% · 3.875%
HK$123,734
−HK$3,793/mo
Today · 4.125%
HK$127,527
baseline
▲ 0.50% · 4.625%
HK$135,286
+HK$7,759/mo
Deposit HK$17.54M · loan HK$26.31M · min. income ≈ HK$255,054/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,863,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,501
−HK$7,212/mo
▼ 0.25% · 3.875%
HK$137,081
−HK$3,632/mo
Today · 4.125%
HK$140,713
baseline
▲ 0.50% · 4.625%
HK$148,130
+HK$7,417/mo
Deposit HK$17.54M · loan HK$26.31M · min. income ≈ HK$281,426/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,863,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,002
−HK$8,779/mo
▼ 0.25% · 3.875%
HK$144,357
−HK$4,424/mo
Today · 4.125%
HK$148,781
baseline
▲ 0.50% · 4.625%
HK$157,834
+HK$9,053/mo
Deposit HK$13.16M · loan HK$30.70M · min. income ≈ HK$297,562/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,863,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,751
−HK$8,414/mo
▼ 0.25% · 3.875%
HK$159,928
−HK$4,237/mo
Today · 4.125%
HK$164,165
baseline
▲ 0.50% · 4.625%
HK$172,819
+HK$8,654/mo
Deposit HK$13.16M · loan HK$30.70M · min. income ≈ HK$328,330/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,863,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,002
−HK$11,288/mo
▼ 0.25% · 3.875%
HK$185,601
−HK$5,689/mo
Today · 4.125%
HK$191,290
baseline
▲ 0.50% · 4.625%
HK$202,930
+HK$11,640/mo
Deposit HK$4.39M · loan HK$39.47M · min. income ≈ HK$382,580/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,863,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,251
−HK$10,819/mo
▼ 0.25% · 3.875%
HK$205,621
−HK$5,449/mo
Today · 4.125%
HK$211,070
baseline
▲ 0.50% · 4.625%
HK$222,195
+HK$11,125/mo
Deposit HK$4.39M · loan HK$39.47M · min. income ≈ HK$422,140/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,863,850 · Scale 2, in force from 26 Feb 2026)